| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 4200 TRUXTEN AVENUE, SUITE 102 BAKERSFIELD, CA 93309 | BLUE CROSS OF CALIFORNIA | $28K | — | $28K | 3.30% |
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 4200 TRUXTEN AVENUE, SUITE 102 BAKERSFIELD, CA 93309 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 3.13% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 73125 | AMERICAN FIDELITY ASSURANCE COMPANY | $2K | — | $2K | 2.23% |
| TRAPANI DICKINS & ASSOCIATES3 Filed as: TRAPANI DICKENS & ASSOCIATES | 515 S FLOWER STREET, STE 3510 LOS ANGELES, CT 90071 | AMERICAN FIDELITY ASSURANCE COMPANY | $839 | — | $839 | 1.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE, STE 1950 ATLANTA, GA 30339 | AMERICAN FIDELITY ASSURANCE COMPANY | $338 | — | $338 | 0.40% |
| RENBERG COMPLIANCE3 Filed as: RENBERG COMPLIANCE & INS SVCS | 7395 N PALM BLUFFS AVE. SUITE 105 FRESNO, CA 93711 | AMERICAN FIDELITY ASSURANCE COMPANY | $294 | — | $294 | 0.35% |
| CHIMIENTI & ASSOCIATES3 Filed as: CHIMIENTI & ASSOC INS SVC | 3400 W MINERAL KING,#B VISALIA, CA 83291 | AMERICAN FIDELITY ASSURANCE COMPANY | $195 | — | $195 | 0.23% |
| IMAGINE INSURANCE SVCS INC3 | 5432 GEARY BLVD SAN FRANCISCO, CA 94121 | AMERICAN FIDELITY ASSURANCE COMPANY | $13 | — | $13 | 0.02% |
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 5401 BUSINESS PARK S, STE 107 BAKERFIELD, CA 93309 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 4.67% |
| IMAGINE INSURANCE SVCS INC3 | 5432 GEARY BLVD SAN FRANCISCO, CA 94121 | UNION SECURITY INSURANCE COMPANY | $570 | — | $570 | 1.71% |
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 4200 TRUXTEN AVENUE, SUITE 102 BAKERSFIELD, CA 93309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.40% |
| IMAGINE INSURANCE SVCS INC3 | 5432 GEARY BLVD SAN FRANCISCO, CA 94121 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.60% |
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 5401 BUSINESS PARK S, STE 107 BAKERFIELD, CA 93309 | UDC DENTAL OF CALIFORNIA, INC. | $693 | — | $693 | 5.96% |
| IMAGINE INSURANCE SVCS INC3 | 5432 GEARY BLVD SAN FRANCISCO, CA 94121 | UDC DENTAL OF CALIFORNIA, INC. | $468 | — | $468 | 4.02% |
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 5401 BUSINESS PARK S, STE 107 BAKERFIELD, CA 93309 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $728 | — | $728 | 14.60% |
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 4200 TRUXTEN AVENUE, SUITE 102 BAKERSFIELD, CA 93309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $705 | — | $705 | — |
| IMAGINE INSURANCE SVCS INC3 | 5432 GEARY BLVD SAN FRANCISCO, CA 94121 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $531 | — | $531 | — |
| BALDWIN-GEORGENTON INS AGENCY, INC.3 | 4200 TRUXTEN AVENUE, SUITE 102 BAKERSFIELD, CA 93309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $441 | — | $441 | — |
| IMAGINE INSURANCE SVCS INC3 | 5432 GEARY BLVD SAN FRANCISCO, CA 94121 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $375 | — | $375 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 85 | $940K |
| Dental(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 52 | $45K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 28 | $24K |
| Short-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 56 | $84K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 56 | $84K |
| Prescription drug | BLUE CROSS OF CALIFORNIA | 85 | $857K |
| Other(4 contracts, 3 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 56 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 85 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.