| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL FIN & INS SVCS | 500 N. SANTA FE ST VISALIA, CA 93292 | AETNA HEALTH, INC. | $52K | — | $52K | 4.61% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL FIN & INS SVCS | 500 N. SANTA FE ST VISALIA, CA 93292 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | — | $8K | 4.87% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL FIN & INS SVCS | P.O.BOX 629 VISALIA, CA 93279 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 10.33% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL FIN & INS SVCS | 500 N. SANTA FE ST VISALIA, CA 93292 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.88% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL FIN & INS SVCS | P.O. BOX 629 VISALIA, CA 93279 | KAISER FOUNDATION HEALTH PLAN INC. | $489 | — | $489 | 1.90% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL FIN & INS SVCS | 500 N. SANTA FE ST VISALIA, CA 932925065 | VISION SERVICE PLAN | $993 | — | $993 | 5.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 253 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 183 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 252 | $155K |
| Vision | VISION SERVICE PLAN | 165 | $17K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 252 | $155K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 180 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.