| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | UNITEDHEALTHCARE INSURANCE COMPANY | $118K | $1.6M | $1.7M | 1.83% |
| HEWITT INSURANCE BROKERAGE LLC3 | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | GHMSI | $12.0M | $123 | $12.0M | 26.86% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DR MIAMI, FL 33131 | GHMSI | $773K | — | $773K | 1.73% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC | 45 GLOVER AVENUE NORWALK, CT 06850 | HARTFORD LIFE AND ACCIDENT | $151K | — | $151K | 0.69% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE DEPT 1926 NORTHERN TRUST BANK CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $82K | $82K | 0.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC | PO BOX 905494 CHARLOTTE, NC 28290 | HARTFORD LIFE AND ACCIDENT | — | $40K | $40K | 0.18% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | AETNA LIFE INSURANCE CO. | $55K | — | $55K | 0.26% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC | $44K | — | $44K | 0.98% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC | $56K | — | $56K | 1.84% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 E RANDOLPH ST. CHICAGO, IL 60601 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6K | — | $6K | 0.26% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | PO BOX 905494 CHARLOTTE, NC 28290 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6K | — | $6K | 0.24% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | VISION SERVICE PLAN | $68K | — | $68K | 5.00% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE L | 39030 TREASURY CTR CHICAGO, IL 606949000 | UNITED HEALTHCARE OF CALIFORNIA | $22K | — | $22K | 2.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | DBA HEWITT OF IL INS AGENCY LLC 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $17K | — | $17K | 1.95% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $40 | $17K | 1.94% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.16% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | DENTEGRA INSURANCE COMPANY | $23K | — | $23K | 3.36% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $4K | — | $4K | 4.53% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | DEAN HEALTH PLAN INC | $1K | — | $1K | 1.69% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $1K | — | $1K | 2.86% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $2K | — | $2K | 4.66% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | ZURICH AMERICAN INSURANCE COMPANY | $3K | — | $3K | 7.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $939 | — | $939 | 4.63% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 60694 | HEALTH NET | $381 | — | $381 | 1.94% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $390 | — | $390 | 2.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | ZURICH AMERICAN INSURANCE COMPANY | $1K | — | $1K | 7.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $72 | — | $72 | 4.71% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $4 | — | $4 | 2.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 28,509 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28,509 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 28,509 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 85,527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 10 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 9,658 | $171.5M |
| Dental(6 contracts, 6 carriers) | AETNA LIFE INSURANCE CO. | 2,791 | $25.1M |
| Vision(6 contracts, 3 carriers) | VISION SERVICE PLAN | 4,350 | $2.4M |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 14,683 | $43.1M |
| Short-term disability | AETNA LIFE INSURANCE CO. | 2,791 | $21.2M |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 14,683 | $43.1M |
| Prescription drug | GHMSI | 5,760 | $44.6M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURACE COMPANY | 18,545 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,545 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.