| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARBARA OBERMAN INSURANCE SERVICES3 Filed as: BARBARA C OBERMAN INS. SVCS. INC. | 22141 VENTURA BLVD., SUITE 304 WOODLAND HILLS, CA 91364 | KAISER FOUNDATION HEALTH PLAN INC. | $33K | $0 | $33K | 4.17% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INSURANCE SVCS. LLC | 5550 TOPANGA CANYON BLVD. SUITE 310 WOODLAND HILLS, CA 913676478 | KAISER FOUNDATION HEALTH PLAN INC. | $7K | $0 | $7K | 0.84% |
| BARBARA OBERMAN INSURANCE SERVICES3 Filed as: BARBARA CHERYLE OBERMAN | 22141 VENTURA BLVD., #304 WOODLAND HILLS, CA 91364 | HEALTH NET | $16K | $0 | $16K | 3.73% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INSURANCE SVCS. LLC | DBA MONTAGE INS SOLUTIONS 5550 TOPANGA CANYON BLVD., #310 WOODLAND HILLS, CA 91367 | HEALTH NET | $5K | $0 | $5K | 1.17% |
| BARBARA OBERMAN INSURANCE SERVICES3 Filed as: BARBARA C. OBERMAN INS. SVCS. INC. | 22141 VENTURA BLVD., STE. 304 WOODLAND HILLS, CA 91364 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $4K | $0 | $4K | 7.51% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INSURANCE SVCS LLC | 5550 TOPANGA CANYON BLVD. SUITE 310 WOODLAND HILLS, CA 91367 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $1K | $0 | $1K | 2.48% |
| BARBARA OBERMAN INSURANCE SERVICES3 Filed as: BARBARA C OBERMAN INS SVCS. INC. | 22141 VENTURA BLVD., SUITE 304 WOODLAND HILLS, CA 91364 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 11.25% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS SVCS. LLC | 5550 TOPANGA CANYON BLVD SUITE 310 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.74% |
| BARBARA OBERMAN INSURANCE SERVICES3 Filed as: BARBARA C OBERMAN INS SVCS INC. | 22141 VENTURA BLVD., SUITE 304 WOODLAND HILLS, CA 91364 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 11.39% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS SVCS. LLC | 5550 TOPANGA CANYON BLVD. SUITE 310 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $625 | $0 | $625 | 3.61% |
| BARBARA OBERMAN INSURANCE SERVICES3 Filed as: BARBARA C OBERMAN INS SVCS. INC. | 22141 VENTURA BLVD. SUITE 304 WOODLAND HILLS, CA 91364 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 11.32% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS SERVICES LLC | 5550 TOPANGA CANYON BLVD. SUITE 310 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $548 | $0 | $548 | 3.68% |
| BARBARA OBERMAN INSURANCE SERVICES3 Filed as: BARBARA C OBERMAN INS SERVICES INC. | 22141 VENTURA BLVD. SUITE 304 WOODLAND HILLS, CA 91364 | BLUE CROSS OF CALIFORNIA | $734 | $0 | $734 | 6.57% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS SERVICES LLC | 5550 TOPANGA CANYON BLVD SUITE 310 WOODLAND HILLS, CA 91367 | BLUE CROSS OF CALIFORNIA | $146 | $0 | $146 | 1.31% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS. SVCS. LLC | DBA MONTAGE INSURANCE SOLUTIONS 5550 TOPANGA CANYON RD #310 WOODLAND HILLS, CA 91367 | VISION SERVICE PLAN | $61 | $0 | $61 | 0.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 125 | $1.2M |
| Dental(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 75 | $63K |
| Vision | VISION SERVICE PLAN | 55 | $7K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 160 | $55K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 160 | $17K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 125 | $1.2M |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 160 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.