| Provider | Services | Address | Compensation |
|---|---|---|---|
| SO CA PIPE TRADES ADMIN CORP EIN 95-4557526 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $8.0M |
| BLUE SHIELD EIN 94-0360524 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $2.4M |
| NATIONAL INVESTMENT SERVICES EIN 80-0169636 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $1.1M |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $512K |
| SEGAL CONSULTING EIN 94-1503999 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $139K |
| MILLER KAPLAN ARASE & CO EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $131K |
| BUSH GOTTLIEB EIN 95-2956616 NONE | Legal; Direct payment from the plan Service code 29 | — | $122K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $110K |
| O'DONOGHUE & O'DONOGHUE EIN 53-0120518 NONE | Direct payment from the plan; Legal Service code 29 | — | $57K |
| MEDICAL EVALUATION SPECIALIST NONE | Other services; Direct payment from the plan Service code 49 | 100 MORSE STREET NORWOOD, MA 02062 | $56K |
| RISING MEDICAL SOLUTIONS EIN 22-2027092 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $33K |
| NEW ENGLAND PENSION CONSULTANTS EIN 04-2927339 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $15K |
| US BANK EIN 31-0841368 NONE | Custodial (other than securities); Trustee (bank, trust company, or similar financial institution); Float revenue Service code 18 | — | $10K |
| MARSH MCLENNAN AGENCY, LLC EIN 36-2668272 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $8K |
| COMMUNICATE WRITE NONE | Direct payment from the plan; Consulting (general) Service code 16 | 2482 BILLINGSCEY ROAD COLUMBUS, OH 43235 | $8K |
| HEALTHRISK RESOURCE GROUP EIN 82-0474664 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,691 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 73 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 10,764 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 15,984 | $6.6M |
| Vision | VISION SERVICE PLAN | 6,203 | $658K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,984 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.