| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | AETNA HEALTH, INC. | — | $19K | $19K | 0.58% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER SUITE 900 HOUSTON, TX 77056 | AETNA LIFE INSURANCE COMPANY | — | $187 | $187 | 0.03% |
| WALTER J MERRILL3 | 12304 DORMOUSE RD SAN DIEGO, CA 92129 | AFLAC | $5K | $326 | $5K | 8.57% |
| CK GOHL INSURANCE SOLUTIONS3 | 5050 MURPHY CANYON RD STE 150 SAN DIEGO, CA 92123 | AFLAC | $2K | — | $2K | 2.80% |
| KRISTIN BEAN3 | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $785 | — | $785 | 1.32% |
| MARK HABER & ASSOC INC3 | 5050 MURPHY CANYON RD STE 150 SAN DIEGO, CA 92123 | AFLAC | $450 | $65 | $515 | 0.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $506 | — | $506 | 0.85% |
| ANDREW R GRETHEL3 | 600 S HIDDEN VALLEY RD #150 CARLSBAD, CA 92011 | AFLAC | $275 | — | $275 | 0.46% |
| CAELUM INC3 | 13122 MESA CREST PL SAN DIEGO, CA 92129 | AFLAC | $267 | — | $267 | 0.45% |
| CATHERINE KIES GOHL3 | 5050 MURPHY CANYON RD STE 150 SAN DIEGO, CA 92123 | AFLAC | $138 | $65 | $203 | 0.34% |
| MARIA M MERRILL3 | 12304 DORMHOUSE RD SAN DIEGO, CA 92129 | AFLAC | $126 | — | $126 | 0.21% |
| MARIE DE JESUS JAIME3 | 2161 BARREL CT UNIT 87 CHULA VISTA, CA 91915 | AFLAC | $107 | — | $107 | 0.18% |
| NITA SHARON HULL3 | 3830 BLUE DASHER DR KISSIMMEE, FL 34744 | AFLAC | $29 | — | $29 | 0.05% |
| KRISTIN BEAN3 | 8220 UNIVERSITY AVE STE 413 LA MESA, CA 91942 | AFLAC | $6 | — | $6 | 0.01% |
| DAWN T SUCHECKI3 | 38560 VINE STREET SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $5 | — | $5 | 0.01% |
| JAMES J GRETHEL3 | 965 CEDAR DR LOVELAND, OH 45140 | AFLAC | $5 | — | $5 | 0.01% |
| CARLA B KEITH3 | 614 MAGNOLIA AVE OCEAN SPRINGS, MS 39564 | AFLAC | $4 | — | $4 | 0.01% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $4 | — | $4 | 0.01% |
| ROBERT C WAITE3 | 5924 BALFOUR CT STE 100 CARLSBAD, CA 92008 | AFLAC | $4 | — | $4 | 0.01% |
| VANZANTEN INSURANCE SERVICES INC3 Filed as: VANZANTEN INSURANCE SERVICES INC. | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $3 | — | $3 | 0.01% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $544 | $4K | 11.64% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH AND HUMAN RESOURCE CENTER IN PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 151 FARMINGTON AVENUE RSAA HARTFORD, CT 06156 | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 892 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 21 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 916 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 892 | $897K |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 892 | $897K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 551 | $31K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 892 | $555K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 892 | $555K |
| Prescription drug | SIMNSA | 174 | $342K |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 892 | $615K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 892 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.