No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNION ROOFERS ADMINISTRATIVE EIN 95-2159333 PARTY-IN-INTEREST | Plan Administrator; Contract Administrator; Direct payment from the plan Service code 13 | — | $524K |
| MCMORGAN & COMPANY EIN 52-2334338 NONE OTHER THAN CONTRACT | Investment management; Direct payment from the plan Service code 28 | — | $94K |
| RAEL & LETSON EIN 94-1701048 NONE OTHER THAN CONTRACT | Direct payment from the plan; Actuarial Service code 11 | — | $58K |
| US BANK EIN 31-0841368 NONE OTHER THAN CONTRACT | Custodial (securities); Direct payment from the plan Service code 19 | — | $43K |
| DECARLO SHANLEY APC EIN 95-4022565 NONE OTHER THAN CONTRACT | Legal; Direct payment from the plan Service code 29 | — | $20K |
| CYNTHIA GRAYDON EIN 56-2455975 NONE OTHER THAN CONTRACT | Direct payment from the plan; Consulting (general) Service code 16 | — | $15K |
| REAL & LETSON | Direct payment from the plan; Actuarial Service code 11 | — | $15K |
| MICHAEL SUROWITZ COMPLIANCE EIN 26-2336426 NONE OTHER THAN CONTRACT | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $14K |
| EIDE BAILLY LLP EIN 45-0250958 NONE OTHER THAN CONTRACT | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $12K |
| BALDWIN MOFFITT BEHM LLP EIN 46-4370753 NONE OTHER THAN CONTRACT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $10K |
| MEDEXPERT INTERNATIONAL NONE OTHER THAN CONTRACT | Consulting (general) Service code 16 | 1300 HANCOCK STREET REDWOOD CITY, CA 94063 | $9K |
| BIZCONNECTORS NONE OTHER THAN CONTRACT | Other services Service code 49 | 1133 CAMELBACK STREET #9071 NEWPORT BEACH, CA 92658 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,004 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,032 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH NET | 89 | $1.4M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 453 | $322K |
| Vision(2 contracts, 2 carriers) | HEALTH NET | 594 | $1.4M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE | 1,004 | $299K |
| Other | STANDARD INSURANCE COMPANY | 189 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,004 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.