No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT AND RISK MANAGEMENT SERVICE EIN 68-0306908 NONE | Claims processing Service code 12 | 80 IRON POINT CIRCLE SUITE 200 FOLSOM, CA 95630 | $67K |
| EDGEWOOD PARTNERS INSURANCE CENTER EIN 94-3195221 NONE | Consulting (general) Service code 16 | 135 MAIN STREET - 21ST FLOOR SAN FRANCISCO, CA 94105 | $36K |
| WILLIAMS & OLDS EIN 01-0560769 NONE | Accounting (including auditing) Service code 10 | 900 UNIVERSITY AVENUE SUITE 100 SACRAMENTO, CA 95825 | $14K |
| TRUCKER HUSS, APC EIN 94-3216063 NONE | Legal Service code 29 | ONE EMBARCADERO CENTER 12TH FLOOR SAN FRANCISCO, CA 94111 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY OF CANADA | 176 | $268K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 176 | $268K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 176 | $268K |
| Prescription drug | SUN LIFE ASSURANCE COMPANY OF CANADA | 176 | $268K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 176 | $268K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.