| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PARTNERS GROUP3 | 11740 SW 68TH ST, STE 200 PORTLAND, OR 97223 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $654K | — | $654K | 14.83% |
| THE PARTNERS GROUP3 | 11740 SW 68TH PARKWAY, STE 200 PORTLAND, OR 97223 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $77 | $28K | $28K | 0.63% |
| THE PARTNERS GROUP3 | 11740 SW 68TH ST, STE 200 PORTLAND, OR 97223 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $200K | — | $200K | 14.86% |
| THE PARTNERS GROUP3 Filed as: THE PARTNERS GROUP LTD | 11740 SW 68TH PARKWAY, STE 200 PORTLAND, OR 97223 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $3K | $3K | 0.22% |
| THE PARTNERS GROUP LTC3 | 11740 SW 68TH PARKWAY, SUITE 200 PORTLAND, OH 97223 | GENWORTH LIFE INSURANCE COMPANY | $70K | — | $70K | 5.45% |
| MASTERCARE SOLUTIONS, INC.3 Filed as: MASTERCARE SOLUTIONS INC | 10300SW GREENBURG ROAD, SUITE 380 PORTLAND, OR 97223 | GENWORTH LIFE INSURANCE COMPANY | $38K | — | $38K | 2.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 48,945 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,264 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 184 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 53,393 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(15 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 85,505 | $724.2M |
| Dental(4 contracts, 3 carriers) | DELTA DENTAL OF CALIFORNIA | 25,389 | $13.0M |
| Life insurance(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 33,029 | $19.9M |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 61,636 | $3.6M |
| Long-term disability(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 61,636 | $37.6M |
| Other(7 contracts, 5 carriers) | GENWORTH LIFE INSURANCE COMPANY | 61,636 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 85,505 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.