No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SAV RX EIN 47-0527013 NONE | Claims processing Service code 12 | — | $951K |
| BENESYS ADMINISTRATORS EIN 38-2383171 NONE | Plan Administrator Service code 14 | — | $611K |
| ANTHEM BLUE CROSS LIFE & HEALTH INS EIN 95-4331852 NONE | Float revenue; Claims processing; Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $250K |
| HIGGS, FLETCHER, MACK LLP NONE | Legal Service code 29 | 401 W A ST STE 2600 SAN DIEGO, CA 92101 | $81K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (pension) Service code 17 | — | $54K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Contract Administrator Service code 13 | — | $29K |
| THE VIRTUOUS GROUP, LLC NONE | Consulting (general) Service code 16 | 1930 VILLAGE CTR CIR #3-397 LAS VEGAS, NV 89134 | $26K |
| BERRY & CO EIN 88-0400174 NONE | Accounting (including auditing) Service code 10 | — | $25K |
| MCCRACKEN, STEMERMAN & HOLSBER NONE | Legal Service code 29 | 595 MARKET ST STE 1400 SAN FRANCISCO, CA 94105 | $23K |
| FIRST DENTAL HEALTH EIN 33-0655193 NONE | Other services Service code 49 | — | $21K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $21K |
| SEGAL MACRO ADVISORS EIN 95-6254718 NONE | Consulting (pension) Service code 17 | — | $15K |
| SIERRA INVESTMENTS PARTNERS, INC. EIN 68-0370668 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $14K |
| UNION BANK EIN 94-0304228 NONE | Other services Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,072 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,073 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,543 | $15.5M |
| Vision | VISION SERVICE PLAN | 2,523 | $200K |
| Life insurance(2 contracts, 2 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 2,485 | $875K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 2,485 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,543 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.