| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | KAISER FOUNDATION HEALTH PLAN | $140K | — | $140K | 4.77% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | BLUE CROSS OF CALIFORNIA | $112K | — | $112K | 4.92% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $15K | $5K | $20K | 13.00% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $3K | $13K | 13.00% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $2K | $7K | 9.10% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $2K | $8K | 13.00% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 19.99% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $1K | $5K | 13.00% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 20.00% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $806 | $4K | 12.96% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 19.98% |
| PREFERRED PARTNERS INSURANCE AGENCY3 | 9121 ATLANTA AVENUE #2989 HUNTINGTON BEACH, CA 92646 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $193 | $58 | $251 | 12.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 533 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 544 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN | 392 | $5.3M |
| Dental(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 247 | $193K |
| Vision | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 387 | $31K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 533 | $161K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 81 | $27K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 510 | $78K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN | 392 | $5.2M |
| Other(5 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 533 | $203K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 533 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.