See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $832K |
| DISCOVERY BENEFITS TPA | Account maintenance fees; Contract Administrator Service code 13 | 4321 20TH AVE S. FARGO, ND 58103 | $65K |
| HEALTH AND INSURANCE CENTER EIN 33-0052273 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $55K |
| PAYFLEX EIN 91-1774434 TPA | Contract Administrator; Account maintenance fees Service code 13 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,084 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 33 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 4,229 | $33.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 2,679 | $412K |
| Vision | VISION SERVICE PLAN | 3,648 | $622K |
| Life insurance | STANDARD INSURANCE COMPANY | 5,085 | $5.3M |
| Short-term disability | STANDARD INSURANCE COMPANY | 5,085 | $5.3M |
| Long-term disability | STANDARD INSURANCE COMPANY | 5,085 | $5.3M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 4,229 | $19.1M |
| Stop-loss / reinsurancereinsurance | RELIASTAR INSURANCE COMPANY | 3,047 | $1.8M |
| Other(2 contracts, 2 carriers) | HEALTH AND HUMAN RESOURCES CENTER, INC. | 5,354 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,354 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.