| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 750 B. STREET #2400 SAN DIEGO, CA 92101 | SHARP HEALTH PLAN | $90K | — | $90K | 2.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 750 B STREET, SUITE 2400 SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN, INC. | $49K | — | $49K | 1.99% |
| MCGRIFF INSURANCE SERVICES INC3 | 4309 EMPEROR BLVD SUITE 300 DURHAM, NC 27703 | HARTFORD LIFE AND ACCIDENT | — | $14K | $14K | 4.75% |
| MCGRIFF INSURANCE SERVICES INC3 | 750 B ST STE 2400 SAN DIEGO, CA 921012476 | HARTFORD LIFE AND ACCIDENT | $9K | — | $9K | 2.95% |
| ROBERT C HENLEY3 | 15422 AVENIDA RORRAS SAN DIEGO, CA 92128 | AFLAC | $8K | $32 | $8K | 6.57% |
| JD HOLDER ENTERPRISES INC3 | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $2K | $6 | $2K | 1.85% |
| JACQUELYN E. K. HOLDER3 Filed as: JACQUELYN E K HOLDER | 8220 UNIVERSITY AVENUE SUITE 200 LA MESA, CA 91942 | AFLAC | $2K | $23 | $2K | 1.47% |
| CHRIS BRANSON3 | PO BOX 930 MAKAWAO, HI 96768 | AFLAC | $1K | — | $1K | 1.00% |
| ANDREW R GRETHEL3 | 11739 HICKORY RUN CT LOVELAND, OH 45140 | AFLAC | $688 | — | $688 | 0.57% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $526 | — | $526 | 0.44% |
| THOMAS J CHASTANG3 | 53651 US HWY 371 SPC 24 ANZA, CA 92539 | AFLAC | $511 | — | $511 | 0.42% |
| TRULY B. PINEDA3 Filed as: TRULY B PINEDA | 601 MONTGOMERY ST STE 1475 SAN FRANCISCO, CA 94111 | AFLAC | $391 | — | $391 | 0.32% |
| JACQUELINE D CADIC3 Filed as: JACQUELINE CADIC | PO BOX 394 SAN MARCOS, CA 92079 | AFLAC | $317 | — | $317 | 0.26% |
| LORENA E ROSALES3 | 4625 POLARIS AVE STE 212 LAS VEGAS, NV 89103 | AFLAC | $280 | — | $280 | 0.23% |
| JOEL MARCUS3 | 7035 VIA CALAFIA CARLSBAD, CA 92009 | AFLAC | $244 | — | $244 | 0.20% |
| MICHAEL EDWARD REISNER3 | PO BOX 1833 SAN MARCOS, CA 92079 | AFLAC | $228 | — | $228 | 0.19% |
| SIEMS INSURANCE SOLUTIONS INC3 | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $201 | — | $201 | 0.17% |
| HAKIM CROSBY3 | 3944 MURPHY CANYON RD STE C203 SUITE 200 SAN DIEGO, CA 92123 | AFLAC | $164 | — | $164 | 0.14% |
| REBECCA BURGSTINER3 | 5131 MANCHESTER ROAD SAN DIEGO, CA 92115 | AFLAC | $147 | — | $147 | 0.12% |
| SUNRISE BENEFITS AND INS SERV INC3 | 5432 ADOBE FALLS RD UNIT 10 SAN DIEGO, CA 92120 | AFLAC | $92 | — | $92 | 0.08% |
| HAKIM CROSBY3 | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $91 | — | $91 | 0.08% |
| KRISTIN BEAN3 | 5058 HAWLEY BLVD SAN DIEGO, CA 92116 | AFLAC | $68 | — | $68 | 0.06% |
| JAMES J GRETHEL3 | 865 CEDAR DR LOVELAND, OH 45140 | AFLAC | $58 | — | $58 | 0.05% |
| WHITNEY L MILLWOOD3 | 3944 MURPHY CANYON RD STE C203 SAN DIEGO, CA 92123 | AFLAC | $35 | — | $35 | 0.03% |
| KERSTIN J VANZANTEN3 | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $23 | — | $23 | 0.02% |
| ROBERT C WAITE3 | 1277 BREAKAWAY DR OCEANSIDE, CA 92057 | AFLAC | $22 | — | $22 | 0.02% |
| CARLA B KEITH3 | 614 MAGNOLIA AVE OCEAN SPRINGS, MS 39564 | AFLAC | $19 | — | $19 | 0.02% |
| STEPHEN C. HEROUX3 Filed as: STEPHEN C HEROUX | 2609 PICO PL APT 231 SAN DIEGO, CA 92109 | AFLAC | $17 | — | $17 | 0.01% |
| KERSTIN J VANZANTEN3 | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $16 | — | $16 | 0.01% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $13 | — | $13 | 0.01% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $13 | — | $13 | 0.01% |
| RONALD E SUAREZ3 | 118 DORY RD N NORTH PALM BEACH, FL 33408 | AFLAC | $13 | — | $13 | 0.01% |
| MARK HABER & ASSOC INC3 Filed as: MARK HALIM HABER | 9370 SKY PARK CT STE 250 SAN DIEGO, CA 92123 | AFLAC | $10 | — | $10 | 0.01% |
| CAROLE ANNE COURLANG3 | 9767 CAMINITO DEL MARFIL SAN DIEGO, CA 92124 | AFLAC | $9 | — | $9 | 0.01% |
| VANZANTEN INSURANCE SERVICES INC3 | 33530 PAUBA RD TEMECULA, CA 92592 | AFLAC | $7 | — | $7 | 0.01% |
| MARGARET PEARSON3 Filed as: MARGARET ANN PEARSON | 1250 OLD DIXIE HWY STE 201 LAKE PARK, FL 33403 | AFLAC | $7 | — | $7 | 0.01% |
| ROBERT C HENLEY3 Filed as: ROBERT HENLEY | 15422 AVENIDA RORRAS STE 150 SAN DIEGO, CA 92128 | AFLAC | $6 | — | $6 | 0.00% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES DONALD SPROUSE | 4858 MERCURY ST STE 105 SAN DIEGO, CA 92111 | AFLAC | $5 | — | $5 | 0.00% |
| CHRISTOPHER L KENNEDY3 | 2888 LOKER AVE E STE 210 CARLSBAD, CA 92010 | AFLAC | $4 | — | $4 | 0.00% |
| HAROLD L STAFFORD3 | 10722 NW 20TH DR CORAL SPRINGS, FL 33071 | AFLAC | $1 | — | $1 | 0.00% |
| BB&T INS SERVICES OF CA3 Filed as: BB&T INS SERVICES OF CA INC | 750 B ST STE 2400 SAN DIEGO, CA 921012476 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 7.47% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | VISION SERVICE PLAN | $2K | — | $2K | 2.34% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SVCS OF CALIFORNIA | 750 B STREET, SUITE 2400 SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $957 | — | $957 | 1.32% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVE SUITE 201 RALEIGH, NC 276123908 | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | $2K | — | $2K | 3.32% |
| ROBERT C HENLEY3 | 15422 AVENIDA RORRAS SAN DIEGO, CA 92128 | AFLAC | $3K | — | $3K | 5.31% |
| JD HOLDER ENTERPRISES INC3 Filed as: J D HOLDER ENTERPRISES INC. | 8220 UNIVERSITY AVENUE # 200 LA MESA, CA 91942 | AFLAC | $2K | — | $2K | 4.97% |
| JACQUELYN E. K. HOLDER3 Filed as: JACQUELYN E K HOLDER | 8220 UNIVERSITY AVENUE SUITE 200 LA MESA, CA 91942 | AFLAC | $1K | — | $1K | 2.51% |
| CHRIS BRANSON3 | PO BOX 930 MAKAWAO, HI 96768 | AFLAC | $859 | — | $859 | 1.77% |
| SIEMS INSURANCE SOLUTIONS INC3 | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $466 | — | $466 | 0.96% |
| LORENA E ROSALES3 | 4625 POLARIS AVE STE 212 LAS VEGAS, NV 89103 | AFLAC | $214 | — | $214 | 0.44% |
| TRULY B. PINEDA3 | 601 MONTGOMERY ST STE 1475 SAN FRANCISCO, CA 94111 | AFLAC | $200 | — | $200 | 0.41% |
| ANDREW R GRETHEL3 Filed as: ANDREW GRETHEL | 11739 HICKORY RUN CT LOVELAND, OH 45140 | AFLAC | $173 | — | $173 | 0.36% |
| HAKIM CROSBY3 | 3944 MURPHY CANYON RD STE C203 SUITE 200 SAN DIEGO, CA 92123 | AFLAC | $79 | — | $79 | 0.16% |
| JAMES J GRETHEL3 | 865 CEDAR DR LOVELAND, OH 45140 | AFLAC | $51 | — | $51 | 0.11% |
| HAKIM CROSBY3 | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $39 | — | $39 | 0.08% |
| MICHAEL EDWARD REISNER3 | PO BOX 1833 SAN MARCOS, CA 92079 | AFLAC | $32 | — | $32 | 0.07% |
| REBECCA BURGSTINER3 | 5131 MANCHESTER ROAD SAN DIEGO, CA 92115 | AFLAC | $32 | — | $32 | 0.07% |
| JOEL MARCUS3 | 7035 VIA CALAFIA CARLSBAD, CA 92009 | AFLAC | $22 | — | $22 | 0.05% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $21 | — | $21 | 0.04% |
| JACQUELINE D CADIC3 | P. O. BOX 394 SAN MARCOS, CA 92079 | AFLAC | $17 | — | $17 | 0.04% |
| THOMAS J CHASTANG3 | 53651 US HWY 371 SPC 24 ANZA, CA 92539 | AFLAC | $11 | — | $11 | 0.02% |
| KERSTIN J VANZANTEN3 | 40152 STOWE RD TEMECULA, CA 92591 | AFLAC | $11 | — | $11 | 0.02% |
| DAWN T SUCHECKI3 Filed as: DAWN T. SUCHECKI | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $9 | — | $9 | 0.02% |
| COLLEEN M LAPRADE3 Filed as: COLLEEN M. LAPRADE | 6005 HIDDEN VALLEY ROAD SUITE 150 CARLSBAD, CA 92011 | AFLAC | $9 | — | $9 | 0.02% |
| ROBERT C HENLEY3 | 15422 AVENIDA RORRAS SAN DIEGO, CA 92128 | AFLAC | $9 | — | $9 | 0.02% |
| KERSTIN J VANZANTEN3 | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $7 | — | $7 | 0.01% |
| WHITNEY L MILLWOOD3 | 3944 MURPHY CANYON RD STE C203 SAN DIEGO, CA 92123 | AFLAC | $7 | — | $7 | 0.01% |
| VANZANTEN INSURANCE SERVICES INC3 Filed as: VANZANTEN INSURANCE SERVICES INC. | 33530 PAUBA RD TEMECULA, CA 92592 | AFLAC | $4 | — | $4 | 0.01% |
| ROBERT C WAITE3 Filed as: ROBERT C. WAITE | 1277 BREAKAWAY DR OCEANSIDE, CA 92057 | AFLAC | $3 | — | $3 | 0.01% |
| KRISTIN BEAN3 | 5058 HAWLEY BLVD SAN DIEGO, CA 92116 | AFLAC | $1 | — | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 680 LANGSDORF DRIVE #100 FULLERTON, CA 92831 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $23K | $722 | $23K | 53.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 770 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 792 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SHARP HEALTH PLAN | 735 | $6.9M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | 496 | $93K |
| Vision(2 contracts, 2 carriers) | SHARP HEALTH PLAN | 735 | $4.6M |
| Life insurance(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 776 | $440K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 776 | $304K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 776 | $348K |
| Prescription drug(2 contracts, 2 carriers) | SHARP HEALTH PLAN | 735 | $6.9M |
| Other(6 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 855 | $582K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 855 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.