| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 4275 EXECUTIVE SQUARE LA JOLLA, CA 92037 | SHARP HEALTH PLAN | $209K | — | $209K | 5.00% |
| LOCKTON COMPANIES, LLC3 | PO BOX 92643 LOS ANGELES, CA 90009 | KAISER FOUNDATION HEALTH PLAN, INC. | $83K | $0 | $83K | 2.11% |
| LOCKTON COMPANIES, LLC3 | 4275 EXECUTIVE SQUARE LA JOLLA, CA 92037 | UNITED CONCORDIA INSURANCE COMPANY | $13K | $0 | $13K | 3.00% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 4.96% |
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET 52ND FLOOR LOS ANGELES, CA 90017 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $3K | $3K | 2.68% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | $0 | $19K | 20.00% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.05% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | MEDIEXCEL HEALTH PLAN | $2K | $0 | $2K | 5.15% |
| LOCKTON COMPANIES, LLC3 | 4275 EXECUTIVE SQUARE LA JOLLA, CA 92037 | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | $838 | $0 | $838 | 2.75% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | METLIFE LEGAL PLANS | $1K | $0 | $1K | 10.00% |
| LOCKTON COMPANIES, LLC3 | 2262 CARMEL VALLEY ROAD, SUITE 333 DEL MAR, CA 92014 | METLIFE LEGAL PLANS | $0 | $127 | $127 | 1.01% |
| LOCKTON COMPANIES, LLC3 | 76 BATTERSON PARK ROAD SUITE 3 FARMINGTON, CT 06032 | METLIFE LEGAL PLANS | $0 | $84 | $84 | 0.67% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET SUITE 900 KANSAS CITY, MO 64112 | METLIFE LEGAL PLANS | $0 | $71 | $71 | 0.56% |
| LOCKTON COMPANIES, LLC3 | 3800 COLONNADE PARKWAY SUITE 150 BIRMINGHAM, AL 35243 | METLIFE LEGAL PLANS | $0 | $19 | $19 | 0.15% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | METLIFE LEGAL PLANS | $0 | $2 | $2 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL INS SVCS, INC. AND OTHERS | 5405 MOREHOUSE DRIVE SAN DIEGO, CA 92121 | AFLAC | $501 | $0 | $501 | 4.72% |
| JACQUELYN E. K. HOLDER3 Filed as: JACQUELYN E K HOLDER | 9625 MISSION GORGE ROAD SUITE B2304 SANTEE, CA 92071 | AFLAC | $168 | $0 | $168 | 1.58% |
| JACK DANIEL HOLDER3 | 3530 CAMINO DEL RIO NORTH SUITE 200 SAN DIEGO, CA 92108 | AFLAC | $167 | $0 | $167 | 1.57% |
| ROBERT C HENLEY3 Filed as: ROBERT C. HENLEY | 15422 AVENIDA RORRAS SAN DIEGO, CA 92128 | AFLAC | $144 | $0 | $144 | 1.36% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA STREET 35TH FLOOR LOS ANGELES, CA 90017 | AFLAC | $93 | $0 | $93 | 0.88% |
| CLINTON CHARLES ZELEZ3 | 25111 NORTH 21ST AVENUE UNIT 54 PHOENIX, AZ 85085 | AFLAC | $86 | $0 | $86 | 0.81% |
| ENHANCED BENEFITS INS SOLUTIONS3 Filed as: ENHANCED BENEFITS INS. SOLUTIONS | 9625 MISSION GORGE ROAD SUITE B2 PMB 302 SANTEE, CA 92071 | AFLAC | $69 | $0 | $69 | 0.65% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | METROPOLITAN GENERAL INSURANCE COMPANY | $1K | $0 | $1K | 11.97% |
| LOCKTON COMPANIES, LLC3 | 2262 CARMEL VALLEY ROAD, SUITE 333 DEL MAR, CA 92014 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $127 | $127 | 1.22% |
| LOCKTON COMPANIES, LLC3 | 76 BATTERSON PARK ROAD SUITE 3 FARMINGTON, CT 06032 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $105 | $105 | 1.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 642 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 645 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | SHARP HEALTH PLAN | 569 | $8.2M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 914 | $452K |
| Vision(2 contracts, 2 carriers) | SHARP HEALTH PLAN | 526 | $4.3M |
| Life insurance | STANDARD INSURANCE COMPANY | 640 | $115K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 642 | $106K |
| Prescription drug(2 contracts, 2 carriers) | SHARP HEALTH PLAN | 569 | $8.1M |
| Other(7 contracts, 7 carriers) | STANDARD INSURANCE COMPANY | 677 | $366K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 914 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.