| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIONAL ACCOUNT SERVICES3 Filed as: NATIONAL ACCOUNT SERVICES, INC | 11111 SANTA MONICA BLVD, #1150 LOS ANGELES, CA 90025 | HARTFORD LIFE AND ACCIDENT | $78K | $19K | $97K | 9.13% |
| NATIONAL ACCOUNT SERVICES3 Filed as: NATIONAL ACCOUNT SERVICES, INC | 11111 SANTA MONICA BLVD, #1150 LOS ANGELES, CA 90025 | HARTFORD LIFE AND ACCIDENT | $5K | $2K | $7K | 6.51% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATION, LLC | 39340 TREASURY CTR CHICAGO, IL 60694 | HYATT LEGAL PLANS | — | $48 | $48 | 0.12% |
| NATIONAL ACCOUNT SERVICES3 Filed as: NATIONAL ACCOUNT SERVICES, INC | 11111 SANTA MONICA BLVD, #1150 LOS ANGELES, CA 90025 | HARTFORD LIFE AND ACCIDENT | $771 | $103 | $874 | 16.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,988 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 205 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 2,510 | $20.2M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 3,588 | $1.8M |
| Vision | VISION SERVICE PLAN | 2,000 | $292K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 2,311 | $1.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,311 | $1.1M |
| Prescription drug(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 2,510 | $20.0M |
| Other(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,311 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.