| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRADAWN INSURANCE SERVICES, INC.3 Filed as: BRADAWN INSURANCE SERVICES | 500 LA TERRAZA BLVD., SUITE 102 ESCONDIDO, CA 92025 | AETNA LIFE INSURANCE COMPANY | $177K | — | $177K | 1.66% |
| BRADAWN INSURANCE SERVICES, INC.3 Filed as: BRADAWN INSURANCE SERVICES | 500 LA TERRAZA BLVD., SUITE 102 ESCONDIDO, CA 92025 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $14K | — | $14K | 2.06% |
| BRADAWN INSURANCE SERVICES, INC.3 Filed as: BRADAWN INSURANCE SERVICES | 500 LA TERRAZA BLVD., SUITE 102 ESCONDIDO, CA 92025 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $12K | — | $12K | 3.62% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | $39 | $2K | 0.61% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSHPERE CIR CHICAGO, IL 60674 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $769 | $769 | 0.23% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS, LLC | 2405 GRAND BLVD., SUITE 900 KANSAS CITY, MO 64108 | ZURICH AMERICAN INSURANCE COMPANY | $6K | — | $6K | 18.00% |
| BRADAWN INSURANCE SERVICES, INC.3 Filed as: BRADAWN INSURANCE SERVICES | 500 LA TERRAZA BLVD., SUITE 102 ESCONDIDO, CA 92025 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,956 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 9,984 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | ANTHEM BLUE CROSS | 6,432 | $77.1M |
| Dental | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | 2,188 | $340K |
| Vision | VISION SERVICE PLAN | 8,604 | $1.4M |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 14,413 | $10.7M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 14,413 | $10.7M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 14,413 | $10.7M |
| Prescription drug(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 6,432 | $31.9M |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 22,169 | $10.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.