| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EXECUTIVE FINANCIAL BENE-FACTS INC3 Filed as: EXECUTIVE FINANCIAL BENEFACTS INC | 4601 WILSHIRE BLVD STE 200 LOS ANGELES, CA 900103865 | METROPOLITAN LIFE INSURANCE COMPANY | $294K | $114K | $409K | 8.19% |
| EXECUTIVE FINANCIAL BENE-FACTS INC3 Filed as: EXECUTIVE FINANCIAL BENE-FACTS | 4601 WILSHIRE BLVD STE 200 LOS ANGELES, CA 900103865 | KAISER FOUNDATION HEALTH PLAN INC. | $31K | — | $31K | 1.98% |
| EXECUTIVE FINANCIAL BENE-FACTS INC3 Filed as: EXECUTIVE FINANCIAL BENE-FACTS | 4601 WILSHIRE BLVD STE 200 LOS ANGELES, CA 900103865 | KAISER FOUNDATION HEALTH PLAN INC. | $13K | — | $13K | 2.02% |
| EXECUTIVE FINANCIAL BENE-FACTS INC3 Filed as: EXECUTIVE FINANCIAL BENE-FACTS, INC | 4601 WILSHIRE BLVD., #200 LOS ANGELES, CA 90010 | FEDERAL INSURANCE COMPANY | $0 | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS LIFE & HEALTH EIN 95-4331852 NONE | Claims processing; Contract Administrator; Other fees; Direct payment from the plan; Other services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.9M |
| EXECUTIVE FINANCIAL BENE-FACTS INC NONE | Other commissions; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 4601 WILSHIRE BLVD SUITE 200 LOS ANGELES, CA 90010 | $386K |
| HEALTHEQUITY EIN 52-2383166 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $41K |
| INGENIORX, INC. EIN 82-3062245 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan; Float revenue; Other services Service code 12 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 89 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,282 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 6 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 3,355 | $5.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,582 | $5.0M |
| Vision | VISION SERVICE PLAN | 1,667 | $209K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,582 | $5.0M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,582 | $5.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,582 | $5.0M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,582 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,582 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.