No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| XEROX CORPORATION EIN 16-0468020 NONE | Account maintenance fees Service code 65 | — | $588K |
| MELLON CAPITAL MANAGEMENT EIN 25-1442864 NONE | Investment management Service code 28 | — | $175K |
| PACIFIC INVESTMENT MANAGEMENT EIN 33-0629048 NONE | Investment management Service code 28 | — | $113K |
| LEGAL & GENERAL INVESTMENT EIN 20-8058531 NONE | Investment management Service code 28 | — | $109K |
| GIA PARTNERS, LLC EIN 27-0498438 NONE | Investment management Service code 28 | — | $83K |
| HOLMAN PROFESSIONAL COUNSELING EIN 95-3943478 NONE | Account maintenance fees Service code 65 | — | $30K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (other than securities) Service code 18 | — | $16K |
| STATE STREET BANK AND TRUST EIN 04-1867445 NONE | Investment management Service code 28 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,860 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 792 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,652 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE OF CALIFORNIA | 1,424 | $23.7M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 2,309 | $1.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,157 | $1.2M |
| Other(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 483 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.