| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | RELIASTAR LIFE INSURANCE COMPANY | $156K | — | $156K | 2.00% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $41K | $41K | 0.83% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ARIZONA INC | 16220 N SCOTTSDALE RD STE 600 SCOTTSDALE, AZ 85254 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $39K | $39K | 0.80% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $410K | $21K | $431K | 25.54% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NC 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $263K | $13K | $276K | 25.40% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 100878852 | ZURICH AMERICAN INSURANCE COMPANY | $52K | — | $52K | 5.00% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $4K | $4K | 1.81% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NC 10087 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | — | $1K | $1K | 1.91% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | — | $756 | $756 | 1.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 698 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 948 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 17,301 | $14.9M |
| Dental(6 contracts, 5 carriers) | AETNA LIFE INSURANCE CO | 12,442 | $12.3M |
| Vision(14 contracts, 10 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 10,526 | $14.2M |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 47,404 | $7.8M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 19,195 | $4.9M |
| Prescription drug(9 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,708 | $12.1M |
| Other(4 contracts, 3 carriers) | ZURICH AMERICAN INSURANCE COMPANY | 20,335 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 47,404 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.