No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH SERVICES & BENEFIT ADMINISTR EIN 94-3089465 NONE | Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Contract Administrator; Direct payment from the plan; Claims processing; Accounting (including auditing) Service code 10 | — | $128K |
| U.A. LOCAL 159 EIN 94-0944925 SPONSORING LOCAL | Plan Administrator; Direct payment from the plan Service code 14 | — | $100K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $66K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $46K |
| KRAW & KRAW LAW GROUP EIN 77-0171216 NONE | Copying and duplicating; Legal; Direct payment from the plan Service code 29 | — | $40K |
| BANK OF AMERICA EIN 94-1687665 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $14K |
| ALAN D. BILLER & ASSOCIATES EIN 94-2854958 NONE | Consulting (pension); Investment advisory (plan); Direct payment from the plan Service code 17 | — | $8K |
| WEX HEALTH NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 82 HOPMEADOW STREET SIMSBURY, CT 06089 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 299 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 136 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 435 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE SHIELD OF CALIFORNIA | 144 | $1.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 903 | $642K |
| Vision | VISION SERVICE PLAN | 415 | $51K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 287 | $32K |
| Prescription drug(2 contracts, 2 carriers) | BLUE SHIELD OF CALIFORNIA | 144 | $1.9M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 287 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 903 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.