| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43604 | SUN LIFE ASSURANCE COMPANY OF CANADA | $66K | $15K | $81K | 12.22% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PKWY E BIRMINGHAM, AL 35244 | SUN LIFE ASSURANCE COMPANY OF CANADA | $66K | $0 | $66K | 9.95% |
| HYLANT GROUP INC3 | 1050 CROWN POINTE PARKWAY ATLANTA, GA 30338 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $15K | $15K | 2.27% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BEN RSRCH | — | AMERICAN UNITED LIFE INSURANCE COMPANY | $15K | $0 | $15K | 3.34% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43603 | AMERICAN UNITED LIFE INSURANCE COMPANY | $11K | $0 | $11K | 2.56% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43603 | BLUE CROSS AND BLUE SHIELD OF ALABAMA | $4K | $0 | $4K | 2.36% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43603 | VSP | $4K | $0 | $4K | 10.04% |
| OWENS WILLIAM HAROLD3 | PO BOX 1002 CORDELE, GA 31010 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12K | $0 | $12K | 61.58% |
| WHITE JANE A3 | 106 7TH STREET N SUITE C CORDELE, GA 31015 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 5.97% |
| WHITE JANE3 | PO BOX 5766 CORDELE, GA 31010 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $841 | $0 | $841 | 4.46% |
| THE EVERETTE GROUP, LLC3 Filed as: THE EVERETTE GROUP LLC | 4251 GOVERNMENT BLVD MOBILE, AL 36693 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $683 | $0 | $683 | 3.62% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFIT LLC | 1166 AVE OF AMERICAS 22F NEW YORK, NY 100360000 | FEDERAL INSURANCE COMPANY | $3K | $0 | $3K | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 367 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VSP | 327 | $38K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 374 | $439K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 374 | $439K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 374 | $439K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 329 | $667K |
| Other(7 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 740 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 740 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.