| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2121 NORTH CALIFORNIA BLVD SUITE 1000 WALNUT CREEK, CA 94596 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $67K | $6K | $73K | 11.38% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $28K | — | $28K | 4.39% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2121 NORTH CALIFORNIA BLVD SUITE 1000 WALNUT CREEK, CA 94596 | RELIANCE STANDRAD LIFE INSURANCE COMPANY | $21K | $4K | $25K | 12.46% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDRAD LIFE INSURANCE COMPANY | $9K | — | $9K | 4.44% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2121 NORTH CALIFORNIA BLVD SUITE 1000 WALNUT CREEK, CA 94596 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $1K | $8K | 12.49% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 4.57% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 2121 N CALIFORNIA BLVD SUITE 100 WALNUT CREEK, CA 94596 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 9.56% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 4.93% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2121 NORTH CALIFORNIA BLVD SUITE 1000 WALNUT CREEK, CA 94596 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $799 | $4K | 6.89% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3 LANDMARK SQUARE 4TH FLOOR STAMFORD, CT 06901 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 3.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 2121 N CALIFORNIA BLVD SUITE 100 WALNUT CREEK, CA 94596 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 11.52% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $356 | — | $356 | 3.56% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2121 NORTH CALIFORNIA BLVD SUITE 1000 WALNUT CREEK, CA 94596 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $26 | — | $26 | 7.90% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MATRIX ABSENCE MANAGEMENT INC EIN 77-0493584 NONE | Claims processing Service code 12 | — | $35K |
| EDGEWOOD PARTNERS INSURANCE CENTER EIN 94-3195221 BROKER | Insurance agents and brokers; Insurance services Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 929 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 68 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 997 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 1,634 | $13.1M |
| Dental | DELTA DENTAL OF NEW JERSEY INC | 2,159 | $878K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 929 | $644K |
| Short-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 6 | $329 |
| Long-term disability | RELIANCE STANDRAD LIFE INSURANCE COMPANY | 844 | $198K |
| Other(4 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 844 | $195K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.