| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | HORIZON HEALTHCARE SERVICES INC | $104K | — | $104K | 2.89% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $20K | $20K | 5.00% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | HORIZON HEALTHCARE SERVICES INC | $10K | — | $10K | 2.70% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | HORIZON HEALTHCARE SERVICES INC | $7K | — | $7K | 2.94% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 4.29% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 2.50% |
| CHRISTINE ANDREWS Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | AMERITAS LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| LIDAC EMPLOYEE BENEFIT SOLUTIONS3 | 1010 NORTHERN BLVD #324 GREAT NECK, NY 11021 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $839 | $839 | 5.00% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | HORIZON HEALTHCARE SERVICES INC | $479 | — | $479 | 2.94% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 9.55% |
| CHRISTINE ANDREWS3 Filed as: CHRISTINE S ANDREWS | 4 FOREST PARK DRIVE FARMINGTON, CT 06032 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $980 | $0 | $980 | 88.69% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $414 | $414 | 37.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 519 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 519 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES INC | 280 | $4.0M |
| Dental(2 contracts) | HORIZON HEALTHCARE SERVICES INC | 245 | $265K |
| Vision | AMERITAS LIFE INSURANCE COMPANY | 273 | $38K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 164 | $50K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 114 | $29K |
| Prescription drug | HORIZON HEALTHCARE SERVICES INC | 280 | $363K |
| Other(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 519 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.