| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 3025 HIGHLAND PKWY STE 650 DOWNERS GROVE, IL 60515 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $161K | — | $161K | 4.65% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 400 GALLERIA PKWY SUITE 300 ATLANTA, GA 30339 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $132K | $132K | 3.83% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE LLC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | BLUECROSS BLUESHIELD OF ILLINOIS | $39K | $2K | $42K | 1.60% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | KAISER FOUNDATION HEALTH PLAN INC | $29K | $5 | $29K | 1.34% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | KAISER FOUNDATION HEALTH PLAN INC | $9K | $2 | $9K | 1.47% |
| ENROLLEASE3 Filed as: ONE DIGITAL | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | $24K | — | $24K | 4.58% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE LLC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $64K | $5K | $69K | 17.91% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC. | 10 S RIVERSIDE PLAZA STE 1100 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10K | $10K | 2.57% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE LLC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $2K | $33K | 17.90% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC. | 10 S RIVERSIDE PLAZA STE 1100 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 2.57% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $265 | $265 | 1.50% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL SOLUTIONS INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $525 | $9K | 311.27% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC. | 10 S RIVERSIDE PLAZA STE 1100 CHICAO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 44.10% |
| VERITAS RISK SERVICES3 | 3025 HIGHLAND PKWY STE 650 DOWNERS GROVE, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | $118 | — | $118 | 4.19% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $846 | $14K | 491.65% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC. | 10 S RIVERSIDE PLAZA STE 1100 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | $83 | $2K | $2K | 69.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,546 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 86 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,632 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 417 | $5.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 435 | $273K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | 8,287 | $527K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,546 | $3.5M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,546 | $3.5M |
| Other(7 contracts, 4 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,546 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.