| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - ILLINOIS | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $25K | — | $25K | 3.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SAN FRANCISCO | P.O. BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | $3K | $19K | 9.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - ILLINOIS | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $4K | — | $4K | 3.59% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SAN FRANCISCO | P.O. BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $195 | $3K | 16.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J. GALLAGHER AND CO. INS. | 1255 BATTERY STREET, SUITE 450 SAN FRANCISCO, CA 94111 | FEDERAL INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| PROTECTIVE FINANCIAL & INS SVCS3 | 322 NOPEL STREET SANTA BARBARA, CA 93103 | PROTECTIVE LIFE INSURANCE COMPANY | $476 | — | $476 | 7.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 171 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 306 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 6 carriers) | AETNA LIFE INSURANCE COMPANY | 169 | $3.7M |
| Dental | DELTA DENTAL OF CALIFORNIA | 416 | $364K |
| Vision(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 148 | $1.1M |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 128 | $224K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 128 | $203K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 128 | $203K |
| Prescription drug(7 contracts, 6 carriers) | AETNA LIFE INSURANCE COMPANY | 169 | $3.6M |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 135 | $232K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 416 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.