| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | 1100 E 6600 S STE 280 SALT LAKE CITY, UT 84121 | REGENCE BLUESHIELD OF IDAHO | $78K | $13K | $91K | 29.63% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICE LLC | 1 HILLCREST DR E CHARLESTON, WV 253111622 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $24 | $17K | 12.43% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES INC | PO BOX 61007 VIRGINIA BEACH, VA 234661007 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.72% |
| USI INSURANCE SERVICES LLC3 | 1100 E 6600 S STE 280 MURRAY, UT 841215031 | METROPOLITAN LIFE INSURANCE COMPANY | $69 | $27 | $96 | 0.07% |
| USI INSURANCE SERVICES LLC3 | 1100 EAST 6600 SOUTH STE 280 MURRAY, UT 84121 | AMERITAS LIFE INSURANCE CORP | $7K | — | $7K | 10.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 840 GESSNER RD STE 600 HOUSTON, TX 770244145 | AMERITAS LIFE INSURANCE CORP | — | $1K | $1K | 1.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 437 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD OF IDAHO | 1,438 | $308K |
| Dental | AMERITAS LIFE INSURANCE CORP | 963 | $73K |
| Vision | AMERITAS LIFE INSURANCE CORP | 963 | $73K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 814 | $139K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 814 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,438 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.