| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 10087 | DELTA DENTAL OF CALIFORNIA | $107K | — | $107K | 0.26% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $526K | $401K | $927K | 2.40% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA ST, FL 12 SAN FRANCISCO, CA 94111 | METROPOLITAN LIFE INSURANCE COMPANY | $50K | $2K | $52K | 0.14% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 10087 | DELTA DENTAL OF CALIFORNIA | $39K | — | $39K | 0.26% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 10087 | VISION SERVICE PLAN | $23K | — | $23K | 0.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS SVCS W INC | PO BOX 101162 PASADENA, CA 911891162 | VISION SERVICE PLAN | $9 | — | $9 | 0.00% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA ST, FL 12 SAN FRANCISCO, CA 94111 | VISION SERVICE PLAN | -$22 | — | -$22 | -0.00% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $373K | $78K | $451K | 6.66% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA ST, FL 12 SAN FRANCISCO, CA 94111 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $111K | $141K | 2.08% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $602 | $602 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 10087 | METLIFE LEGAL PLANS | $258K | $27K | $285K | 13.18% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA ST, FL 12 SAN FRANCISCO, CA 94111 | METLIFE LEGAL PLANS | $0 | $43K | $43K | 1.97% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 1 UPPER POND RD BLDG F PARSIPPANY, NJ 07054 | METLIFE LEGAL PLANS | $0 | $28 | $28 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $227 | $75 | $302 | 8.48% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA ST, FL 12 SAN FRANCISCO, CA 94111 | METROPOLITAN LIFE INSURANCE COMPANY | $16 | $153 | $169 | 4.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 52,655 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 209 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 52,864 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 44,458 | $6.8M |
| Dental(3 contracts) | DELTA DENTAL OF CALIFORNIA | 73,718 | $56.7M |
| Vision | VISION SERVICE PLAN | 42,863 | $9.8M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 90,382 | $38.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 90,382 | $38.6M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 90,382 | $40.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90,382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.