See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 11 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS NONE | Contract Administrator Service code 13 | 1600 HARBOR BAY PARKWAY STE 200 ALAMEDA, CA 94502 | $3.8M |
| ANTHEM BLUE CROSS EIN 95-3760980 NONE | Plan Administrator Service code 14 | — | $2.5M |
| MULTI-PLAN SERVICES AGENCY EIN 81-3751949 NONE | Direct payment from the plan Service code 50 | — | $2.2M |
| THE SEGAL COMPANY, INC. EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $657K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment management Service code 28 | — | $384K |
| CHARTWELL INVESTMENT PARTNERS EIN 23-2791243 NONE | Investment management Service code 28 | — | $278K |
| INCOME RESEARCH AND MANAGEMENT EIN 04-2955404 NONE | Investment management Service code 28 | — | $203K |
| ASSISTANCE RECOVERY PROGRAM EIN 94-3042622 NONE | Other services Service code 49 | — | $191K |
| SALTZMAN & JOHNSON EIN 95-2376174 NONE | Legal Service code 29 | — | $151K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Other fees; Float revenue; Direct payment from the plan; Claims processing Service code 12 | — | $138K |
| FREMONT BANK NONE | Account maintenance fees Service code 65 | 1480 E 14TH ST SAN LEANDRO, CA 94577 | $84K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $69K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $44K |
| PHARMACY BENEFIT SOLUTIONS EIN 47-0866096 NONE | Consulting (general) Service code 16 | — | $37K |
| INVESTMENT PERFORMANCE SERVICES,LLC EIN 58-1645862 NONE | Investment advisory (plan) Service code 27 | — | $35K |
| ENGINEERS PUBLISHING NONE | Other services Service code 49 | 3920 LENNANE DR SACRAMENTO, CA 95834 | $35K |
| DENVER MANAGEMENT ADVISORS, INC EIN 55-0888767 NONE | Consulting (general) Service code 16 | — | $30K |
| MAILRITE PRINT NONE | Copying and duplicating Service code 36 | 834 STRIKER AVE SACRAMENTO, CA 95834 | $19K |
| STEPHEN HORN INSURANCE SERVICES EIN 94-3249244 NONE | Insurance services Service code 23 | — | $12K |
| INVESTMENT PERFORMANCE SERVICES | Investment advisory (plan) Service code 27 | — | $0 |
| OPTUM RX INC. | Float revenue; Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,639 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 15,639 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC | 10,667 | $49.5M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 30,247 | $15.2M |
| Vision | VISION SERVICE PLAN | 13,273 | $1.8M |
| Life insurance(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 30,394 | $508K |
| Short-term disability | LIFEMAP ASSURANCE COMPANY | 1,777 | $87K |
| Stop-loss / reinsurancereinsurance(2 contracts) | RELIASTAR LIFE INSURANCE COMPANY | 1,779 | $1.8M |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 30,394 | $309K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.