| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS ERIC KUNTZ3 | 1635 MADRONA AVE SAINT HELENA, CA 92766 | UNITEDHEALTHCARE INSURANCE COMPANY | $48K | — | $48K | 4.84% |
| THOMAS KUNTZ3 | 1635 MADRONA AVE SAINT HELENA, CA 94574 | KAISER FOUNDATION HEALTH PLAN INC | $1K | — | $1K | 1.42% |
| THOMAS KUNTZ3 Filed as: THOMAS E KUNT | 1635 MADRONA AVE SAINT HELENA, CA 94574 | VISION SERVICE PLAN | $863 | — | $863 | 6.50% |
| THOMAS ERIC KUNTZ3 | 1635 MADRONA AVE SAINT HELENA, CA 94574 | AFLAC | $325 | — | $325 | 2.98% |
| MICHAEL BOOTH3 Filed as: MICHAEL H BOOTH | 5325 ALHAMBRA VALLEY RD MARTINEZ, CA 94553 | AFLAC | $257 | — | $257 | 2.35% |
| TIMOTHY FRANCIS RANUIO3 | 4420 SPRINGWOOD DR NAPA, CA 94558 | AFLAC | $183 | — | $183 | 1.68% |
| RONALDO BASSINI3 | 146 JACK LONDON DR SANTA ROSA, CA 95409 | AFLAC | $90 | — | $90 | 0.82% |
| JACE G KUERSTEN3 | 1574 SAN FERNANDO DR CORONA, CA 92882 | AFLAC | $77 | — | $77 | 0.71% |
| LOUIS CHANDLER CASTLEBERRY3 | 1150 VILLAGE WAY SEBASTOPOL, CA 95472 | AFLAC | $74 | — | $74 | 0.68% |
| TALLY RHOADES3 Filed as: TALLY L RHOADES | 46 GLEN ROYAL DR PUEBLO, CO 81005 | AFLAC | $70 | — | $70 | 0.64% |
| DAVID B. KITCHEN3 Filed as: DAVID B KITCHEN | 5230 HARTER LN LA CANADA FLINTRIDGE, CA 91011 | AFLAC | $62 | — | $62 | 0.57% |
| LES HEINSEN INS SERVICES INC3 Filed as: LES HEINSON INS SERVICES INC | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $37 | — | $37 | 0.34% |
| SAHAR QABAZARD3 | 443 S MAPLE DR BEVERLY HILLS, CA 90212 | AFLAC | $27 | — | $27 | 0.25% |
| MARK C. HUBER3 Filed as: MARK C HUBER | 1100 COLD SPRINGS RD PLACERVILLE, CA 95667 | AFLAC | $11 | — | $11 | 0.10% |
| SHANE EDMUND ATTEBERY3 | 391 RANDY DR GRANTS PASS, OR 97527 | AFLAC | $11 | — | $11 | 0.10% |
| AMY E COHEN3 Filed as: AMY MARIE LUDWICK | 229 MCKAYS POINT PL WEST SACRAMENTO, CA 95605 | AFLAC | $9 | — | $9 | 0.08% |
| MICHAEL C WALKER3 Filed as: MICHAEL JAMES RHODD | 4160 GREEN VALLEY RD FAIRFIELD, CA 94534 | AFLAC | $8 | — | $8 | 0.07% |
| MARK C. HUBER3 Filed as: MARK C HUBER | 51 HOFF RD KENWOOD, CA 95409 | AFLAC | $2 | — | $2 | 0.02% |
| LISA M HUTCHERSON3 | 5690 LILYVIEW WAY ELK GROVE, CA 95757 | AFLAC | $1 | — | $1 | 0.01% |
| ROBERT PILKENTON3 Filed as: ROBERT L PILKENTON | 6643 FM 2187 RD SEALY, TX 77474 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 162 | $1.1M |
| Vision | VISION SERVICE PLAN | 78 | $13K |
| Other | AFLAC | 19 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.