| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | UNITED HEALTHCARE INSURANCE COMPANY | $145K | — | $145K | 4.46% |
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | COMMUNITY CARE HEALTH | — | $78K | $78K | 11.33% |
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 1.75% |
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 4.65% |
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | VISION SERVICE PLAN | $2K | — | $2K | 3.02% |
| ADMINISTRATIVE SOLUTIONS INC.3 Filed as: ADMINISTRATIVE SOLUTIONS INC | PO BOX 5809 FRESNO, CA 93755 | AMERITAS LIFE INSURANCE GROUP | $13K | — | $13K | — |
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | AMERITAS LIFE INSURANCE GROUP | $6K | $464 | $6K | — |
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | ADMINISTRATIVE SOLUTIONS, INC. | — | $40K | $40K | — |
| BARTHULI & ASSOCIATES INSURANCE3 Filed as: BARTHULI & ASSOCIATES INS SVC INC | 5250 N PALM AVE, STE 403 FRESNO, CA 93704 | ADMINISTRATIVE SOLUTIONS, INC. | — | $8K | $8K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERITAS LIFE INSURANCE GROUP EIN 47-0098400 CONTRACT ADMINISTRATOR | Direct payment from the plan; Contract Administrator Service code 13 | PO BOX 81889 LINCOLN, NE 68501 | $40K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 576 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 576 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 617 | $3.3M |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE GROUP | 502 | $0 |
| Vision | VISION SERVICE PLAN | 504 | $72K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 770 | $341K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 770 | $341K |
| Other | ADMINISTRATIVE SOLUTIONS, INC. | 104 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 770 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.