| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | ZURICH AMERICAN LIFE INSURANCE COMPANY | — | $181K | $181K | 7.03% |
| WILLIAM M ECKLES3 | 444 W 47TH STREET SUITE 900 KANSAS CITY, MO 64112 | ZURICH AMERICAN LIFE INSURANCE COMPANY | $134K | — | $134K | 5.20% |
| DONALD P MORRIS3 | 6363 COLLEGE BLVD SUITE 500 OVERLAND PARK, KS 66211 | ZURICH AMERICAN LIFE INSURANCE COMPANY | $134K | — | $134K | 5.20% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | $179K | — | $179K | 10.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | ZURICH AMERICAN INSURANCE COMPANY | $12K | — | $12K | 3.75% |
| BCINSOURCING, LLC3 Filed as: BCINSOURCING | 6363 COLLEGE BLVD., SUITE 500 OVERLAND PARK, KS 66211 | ZURICH AMERICAN INSURANCE COMPANY | $12K | — | $12K | 3.75% |
| LOCKTON COMPANIES, LLC3 | P.O. BOX 843844 C/O COMMERCE BANK KANSAS CITY, MO 64184 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $46K | $6K | $52K | 23.37% |
| BCINSOURCING, LLC3 | 6363 COLLEGE BLVD, STE 500 OVERLAND PARK, KS 66211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $46K | $6K | $51K | 23.27% |
| LOCKTON COMPANIES, LLC3 | P.O. BOX 843844 C/O COMMERCE BANK KANSAS CITY, MO 64184 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18K | $2K | $20K | 19.12% |
| BCINSOURCING, LLC3 | 6363 COLLEGE BLVD, STE 500 OVERLAND PARK, KS 66211 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18K | $2K | $20K | 19.06% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | ACE AMERICAN INSURANCE COMPANY | $25K | — | $25K | 25.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL J ZIMMERMAN | 11225 COLLEGE BLVD STE 105 OVERLAND PARK, KS 66210 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 6.99% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON FINANCIAL ADVISORS LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 6.84% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 4.65% |
| LOCKTON COMPANIES, LLC3 | PO BOX 843844 C/O COMMERCE BANK KANSAS CITY, MO 64184 | FIRST UNUM LIFE INSURANCE COMPANY | $610 | — | $610 | 41.30% |
| BCINSOURCING, LLC3 | 6363 COLLEGE BLVD SUITE 500 OVERLAND PARK, KS 66211 | FIRST UNUM LIFE INSURANCE COMPANY | $610 | — | $610 | 41.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,024 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 197 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 2,224 | $11.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 16 | $425K |
| Life insurance(3 contracts, 3 carriers) | ZURICH AMERICAN LIFE INSURANCE COMPANY | 5,947 | $2.7M |
| Short-term disability | ZURICH AMERICAN LIFE INSURANCE COMPANY | 5,947 | $2.6M |
| Long-term disability(2 contracts, 2 carriers) | ZURICH AMERICAN LIFE INSURANCE COMPANY | 5,947 | $2.6M |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 2,224 | $10.9M |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | 4,506 | $1.8M |
| Other(5 contracts, 5 carriers) | ZURICH AMERICAN LIFE INSURANCE COMPANY | 7,915 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,915 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.