| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL6 SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN INC. | $0 | $351 | $351 | 0.03% |
| WINTON-IRELAND INS AGENCY3 Filed as: WINTON-IRELAND INS AGENCY INC | PO BOX 3277 TURLOCK, CA 95381 | HARTFORD LIFE AND ACCIDENT | $0 | $0 | $0 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL6 SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | $0 | -$20 | -$20 | -0.09% |
| CHIMIENTI & ASSOCIATES3 | 3130 W MAIN VISALIA, CA 93291 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $69 | — | $69 | 1.91% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 500 NORTH SANTA FE VISALIA, CA 93292 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | $6 | $67 | 1.85% |
| ROSE RODRIQUEZ CUEVAS3 | 1675 S FRANKWOOD AVE REEDLEY, CA 93654 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | — | $49 | 1.35% |
| JAMES WALTERS3 Filed as: JAMES R WALTERS | 204 S MANZANITA STREET VISALIA, CA 93292 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.22% |
| RENBERG COMPLIANCE3 Filed as: RENBERG COMPLIANCE & INS SVCS INC | 7395 N PALM BLUFFS AVE FRESNO, CA 93711 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.17% |
| NAOMI R HALL3 | 1930 EAST HAROLD AVE VISALIA, CA 93292 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.17% |
| BARRY W MAAS3 | 1272 W MORAGA ROAD FRESNO, CA 93711 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.17% |
| THERESA NETTO PHILLIPS3 | 6219 S CLARA AVE FRESNO, CA 93706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.08% |
| HOLLERN & ASSOCIATES INCORPORATED3 | 9795 GATEWAY DRIVE RENO, NV 89521 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.08% |
| TONEY CHIMIENTI3 | 3403 E FERNAN HILL ROAD COEUR D ALENE, ID 83814 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.06% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WINTON-IRELAND INSURANCE AGENCY EIN 94-7992617 INSURANCE BROKER | Insurance services; Insurance agents and brokers Service code 22 | PO BOX 3277 TURLOCK, CA 95381 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 227 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CALIFORNIA PHYSICIANS' SERVICE | 200 | $1.9M |
| Dental | CALIFORNIA PHYSICIANS' SERVICE | 200 | $1.9M |
| Vision | CALIFORNIA PHYSICIANS' SERVICE | 200 | $1.9M |
| Life insurance(3 contracts, 3 carriers) | BLUE SHIELD OF CA LIFE & HEALTH | 240 | $96K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 216 | $22K |
| Prescription drug(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 200 | $3.0M |
| Other(3 contracts, 3 carriers) | BLUE SHIELD OF CA LIFE & HEALTH | 275 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 275 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.