No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC EIN 38-2383171 NONE | Contract Administrator; Copying and duplicating Service code 13 | — | $2.4M |
| BLUE SHIELD EIN 94-0360524 NONE | Float revenue; Direct payment from the plan; Claims processing; Other services Service code 12 | — | $872K |
| DELTA DENTAL OF CALIFORNIA EIN 94-1461312 NONE | Claims processing Service code 12 | — | $391K |
| ENVISION RX OPTIONS EIN 05-0570786 NONE | Claims processing Service code 12 | — | $166K |
| KAUFMANN AND GOBLE ASSOCIATES EIN 94-2614826 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $156K |
| MCMORGAN AND COMPANY EIN 52-2334338 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $92K |
| BEAT IT ASSISTANCE EIN 77-0111619 NONE | Consulting (general) Service code 16 | — | $89K |
| EVOLUTION BENEFITS EIN 06-1593514 NONE | Other services Service code 49 | — | $61K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing) Service code 10 | — | $57K |
| GRAND FLOW EIN 94-3211239 NONE | Copying and duplicating Service code 36 | — | $44K |
| KRAW LAW GROUP EIN 32-0465891 NONE | Legal Service code 29 | — | $30K |
| ALAN BILLER & ASSOCIATES, INC. EIN 94-2854958 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $24K |
| BANK OF NEW YORK EIN 95-3571558 NONE | Custodial (other than securities); Investment management fees paid indirectly by plan Service code 18 | — | $19K |
| IRON MOUNTAIN EIN 04-3038590 NONE | Other services Service code 49 | — | $13K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Claims processing Service code 12 | — | $12K |
| TRUVERIS EIN 27-4345686 NONE | Other services Service code 49 | — | $12K |
| STEPHEN HORN INSURANCE SERVICES EIN 94-3249244 NONE | Insurance brokerage commissions and fees Service code 53 | — | $7K |
| AMERICAN HEALTH HOLDINGS EIN 31-1368946 NONE | Other services Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,920 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,139 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,059 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 5,252 | $22.8M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 3,433 | $148K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.