| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 32702 TUCSON, AZ 85751 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 4.77% |
| JEFFREY P. GRIFFIN3 | 14354 N. FRANK LLOYD WRIGHT SCOTTSDALE, AZ 85260 | STANDARD INSURANCE COMPANY | $474 | — | $474 | 1.74% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC. | P.O. BOX 32702 TUCSON, AZ 85751 | STANDARD INSURANCE COMPANY | $318 | — | $318 | 1.17% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 32702 TUCSON, AZ 85751 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 8.38% |
| JEFFREY P. GRIFFIN3 | 14354 N. FRANK LLOYD WRIGHT SCOTTSDALE, AZ 85260 | STANDARD INSURANCE COMPANY | $767 | — | $767 | 3.54% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC. | P.O. BOX 32702 TUCSON, AZ 85751 | STANDARD INSURANCE COMPANY | $261 | — | $261 | 1.20% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 32702 TUCSON, AZ 85751 | STANDARD INSURANCE COMPANY | $943 | — | $943 | 4.95% |
| JEFFREY P. GRIFFIN3 | 14354 N. FRANK LLOYD WRIGHT SCOTTSDALE, AZ 85260 | STANDARD INSURANCE COMPANY | $504 | — | $504 | 2.65% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC. | P.O. BOX 32702 TUCSON, AZ 85751 | STANDARD INSURANCE COMPANY | $146 | — | $146 | 0.77% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC. | 1050 W. WASHINGTON ST., SUITE 233 TEMPE, AZ 85281 | AETNA LIFE INSURANCE CO. | $1K | $5K | $7K | 37.49% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES | 6720 N. SCOTTSDALE ROAD, SUITE 310 SCOTTSDALE, AZ 85253 | AETNA LIFE INSURANCE CO. | $341 | — | $341 | 1.92% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC. | P.O. BOX 32702 TUCSON, AZ 85751 | TOTAL DENTAL ADMINISTRATORS HEALTH PLAN, INC. | $820 | — | $820 | 6.38% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES | 6720 N. SCOTTSDALE ROAD, SUITE 310 SCOTTSDALE, AZ 85253 | TOTAL DENTAL ADMINISTRATORS HEALTH PLAN, INC. | $72 | — | $72 | 0.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BANNER HEALTH AND AETNA HEALTH | 183 | $642K |
| Dental | TOTAL DENTAL ADMINISTRATORS HEALTH PLAN, INC. | 87 | $13K |
| Vision | AETNA LIFE INSURANCE CO. | 183 | $18K |
| Life insurance | STANDARD INSURANCE COMPANY | 116 | $19K |
| Short-term disability | STANDARD INSURANCE COMPANY | 116 | $27K |
| Long-term disability | STANDARD INSURANCE COMPANY | 116 | $22K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 150 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.