See 6 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 9 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| STAFF BENEFITS MANAGEMENT, INC. EIN 81-1242192 TPA | Plan Administrator Service code 14 | — | $9K |
| COMPSYCH EIN 35-3739783 THIRD PARTY ADMIN | Contract Administrator; Claims processing Service code 12 | — | $0 |
| PRUDENTIAL INS. CO. AMERICA EIN 22-1211670 THIRD PARTY ADMIN | Claims processing; Contract Administrator Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,020 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,020 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 1,791 | $12.1M |
| Dental | BLUE CROSS OF CALIFORNIA | 1,791 | $11.2M |
| Vision | VISION SERVICE PLAN | 790 | $121K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,029 | $619K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,029 | $619K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,029 | $619K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 154 | $815K |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,029 | $733K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,791 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.