No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES EIN 41-1289245 SERVICE PROVIDER | Other fees; Account maintenance fees; Claims processing Service code 12 | — | $13.7M |
| LIBERTY MUTUAL EIN 04-6076039 SERVICE PROVIDER | Claims processing; Other fees Service code 12 | — | $814K |
| DELTA DENTAL OF CALIFORNIA EIN 94-1461312 SERVICE PROVIDER | Other fees; Claims processing Service code 12 | — | $791K |
| VISION SERVICE PLAN EIN 94-1632821 SERVICE PROVIDER | Claims processing; Account maintenance fees; Other fees Service code 12 | — | $456K |
| CAREMARK/ CVS EIN 95-3382344 SERVICE PROVIDER | Claims processing; Other fees; Account maintenance fees Service code 12 | — | $437K |
| RSM US LLP EIN 42-0714325 AUDITOR | Accounting (including auditing) Service code 10 | — | $89K |
| CONEXIS EIN 94-3351864 SERVICE PROVIDER | Other fees Service code 99 | — | $76K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,056 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 387 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 22,443 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.