| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BREAUX BENEFITS GROUP, LLC3 | 41 FLICKER DRIVE NOVATO, CA 94949 | KAISER FOUNDATION HEALTH PLAN INC | $27K | $0 | $27K | 3.28% |
| BREAUX BENEFITS GROUP, LLC3 | 41 FLICKER DRIVE NOVATO, CA 94949 | SUTTER HEALTH PLAN | $11K | $0 | $11K | 5.00% |
| BREAUX BENEFITS GROUP, LLC3 | 41 FLICKER DRIVE NOVATO, CA 94949 | AMERITAS LIFE INSURANCE CORPORATION | $3K | $0 | $3K | 5.17% |
| BREAUX BENEFITS GROUP, LLC3 | 41 FLICKER DRIVE NOVATO, CA 94949 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| BREAUX BENEFITS GROUP, LLC3 | 41 FLICKER DRIVE NOVATO, CA 94949 | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | $1K | $0 | $1K | 9.19% |
| BREAUX BENEFITS GROUP, LLC3 | 41 FLICKER DRIVE NOVATO, CA 94949 | VISION SERVICE PLAN | $675 | $0 | $675 | 7.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 94 | $1.1M |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORPORATION | 132 | $75K |
| Vision(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORPORATION | 132 | $71K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $42K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $42K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 94 | $1.1M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.