| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 | PO BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC | $130K | — | $130K | 1.87% |
| BUCK GLOBAL LLC3 | PO BOX 202617 DALLAS, TX 753202617 | METROPOLITAN LIFE INSURANCE COMPANY | $88K | $65K | $153K | 3.76% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC | $77K | — | $77K | 1.98% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | RELIASTAR LIFE INSURANCE COMPANY | $123K | $60K | $183K | 5.96% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753200001 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $44K | $600 | $44K | 3.50% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 752300001 | METROPOLITAN LIFE INSURANCE COMPANY | $132K | $8K | $140K | 33.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE | SERVICES WEST INC PO BOX 101162 PASADENA, CA 911890005 | METROPOLITAN LIFE INSURANCE COMPANY | $49 | $2 | $51 | 0.01% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753200001 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $8K | — | $8K | 1.96% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753200001 | METROPOLITAN LIFE INSURANCE COMPANY | $80K | $4K | $84K | 34.92% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF | CALIFORNIA INC PO BOX 101162 PASADENA, CA 911890005 | METROPOLITAN LIFE INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753200001 | METROPOLITAN LIFE INSURANCE COMPANY | $82K | $4K | $86K | 39.53% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORTHEAST INC | 200 LIBERTY STREET 7TH FLOOR NEW YORK, NY 10281 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $5K | — | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 96 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 2,101 | $13.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 13,499 | $4.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,499 | $4.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,499 | $4.1M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 13,499 | $7.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,499 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.