| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | KAISER FOUNDATION HEALTH PLAN INC | $152K | $0 | $152K | 1.34% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | UNITEDHEALTHCARE INSURANCE COMPANY | $156K | $0 | $156K | 1.50% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | KAISER FOUNDATION HEALTH PLAN INC | $110K | $0 | $110K | 1.36% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $46K | $0 | $46K | 2.10% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | DELTA DENTAL OF CALIFORNIA | $58K | $0 | $58K | 3.00% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $26K | $0 | $26K | 2.98% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | METLIFE LEGAL PLANS | $4K | — | $4K | 6.11% |
| PORTAL INSURANCE AGENCY, INC.3 | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | METLIFE LEGAL PLANS | $2K | $1 | $2K | 3.13% |
| PORTAL INSURANCE AGENCY, INC.3 | 1277 TREAT BOULEVARD, SUITE 650 WALNUT CREEK, CA 94597 | METLIFE LEGAL PLANS | $0 | $1 | $1 | 0.00% |
| RELATION INSURANCE INC3 Filed as: RELATION INS. SERVICES OF CA, INC. | 1277 TREAT BOULEVARD, SUITE 400 WALNUT CREEK, CA 94597 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,808 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,818 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,259 | $32.9M |
| Dental | DELTA DENTAL OF CALIFORNIA | 4,376 | $1.9M |
| Vision(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,259 | $20.4M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,808 | $876K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,808 | $876K |
| Prescription drug(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,259 | $32.9M |
| Other(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,945 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,376 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.