| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 750 B STREET SUITE 2400 SAN DIEGO, CA 921012476 | KAISER FOUNDATION HEALTH PLAN INC. | $114K | — | $114K | 2.35% |
| M & O AGENCIES INC3 Filed as: M & O AGENCIES, INCORPORATED | 1835 S EXTENSION RD MESA, AZ 85210 | KAISER FOUNDATION HEALTH PLAN INC. | $84K | — | $84K | 1.73% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 900 E HAMILTON AVENUE SUITE 350 CAMPBELL, CA 950080666 | SUTTER HEALTH PLAN | $69K | — | $69K | 2.27% |
| THE MAHONEY GROUP3 | 1835 S EXTENSION RD MESA, AZ 85210 | SUTTER HEALTH PLAN | $52K | — | $52K | 1.73% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | WESTERN HEALTH ADVANTAGE | $28K | — | $28K | 2.97% |
| M & O AGENCIES INC3 Filed as: M&O AGENCIES INC | 1835 S EXTENTION ROAD MESA, AZ 85210 | WESTERN HEALTH ADVANTAGE | $10K | — | $10K | 1.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | $9K | $53K | 6.93% |
| M & O AGENCIES INC3 | 1835 S EXTENSION RD MESA, AZ 85210 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | — | $21K | 2.76% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 31128 RALEIGH, NC 27622 | WESTERN HEALTH ADVANTAGE | $14K | — | $14K | 2.30% |
| M & O AGENCIES INC3 Filed as: M&O AGENCIES INC | 1835 S EXTENSION RD MESA, AZ 85210 | WESTERN HEALTH ADVANTAGE | $10K | — | $10K | 1.65% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3605 GLENWOOD AVENUE SUITE 201 RALEIGH, NC 27612 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $26K | — | $26K | 9.47% |
| M & O AGENCIES INC3 | P.O. BOX 15001 CASA GRANDE, AZ 85230 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 4.02% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $141 | $141 | 0.05% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3111 CAMINO DEL RIO N., SUITE 1100 SAN DIEGO, CA 92108 | GUARDIAN | $5K | $477 | $5K | 19.97% |
| M & O AGENCIES INC3 | 1835 S EXTENSION RD MESA, AZ 85210 | GUARDIAN | $4K | — | $4K | 13.99% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE | PO BOX 896620 CHARLOTTE, NC 28289 | METLIFE LEGAL PLANS | $931 | $195 | $1K | 8.09% |
| M & O AGENCIES INC3 Filed as: M & O AGENCIES | 1835 S EXTENSION RD MESA, AZ 85210 | METLIFE LEGAL PLANS | $358 | — | $358 | 2.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 722 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 727 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 633 | $9.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,465 | $767K |
| Vision | GUARDIAN | 724 | $26K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 722 | $270K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 722 | $270K |
| Prescription drug(3 contracts, 2 carriers) | SUTTER HEALTH PLAN | 331 | $4.6M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 722 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,465 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.