| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EVO INSURANCE SERVICES INC | 1905 NOTRE DAME BLVD, SUITE 270 CHICO, CA 95928 | BLUE CROSS OF CALIFORNIA | $100K | — | $100K | 4.61% |
| DAYTON SAYER INSURANCE ANGENCY INC. | PO BOX 3640 CHICO, CA 95927 | BLUE CROSS OF CALIFORNIA | $2K | — | $2K | 0.09% |
| ROGERS BENEFIT GROUP INC Filed as: ROGERS BENEFIT GROUP | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | BLUE CROSS OF CALIFORNIA | $640 | — | $640 | 0.03% |
| DAYTON SAYER INSURANCE ANGENCY INC. | PO BOX 3640 CHICO, CA 95927 | ATHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $2K | — | $2K | 0.95% |
| ROGERS BENEFIT GROUP INC Filed as: ROGERS BENEFIT GROUP | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | ATHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $640 | — | $640 | 0.32% |
| AMWINS Filed as: AWINS CONNECT INSURANCE SERVICES | 1600 W HILLSDALE BLVD SUITE 201 SAN MATEO, CA 94403 | ATHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | — | $44K | $44K | 116.38% |
| DAYTON SAYER INSURANCE ANGENCY INC. | PO BOX 3640 CHICO, CA 95927 | ATHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $2K | — | $2K | 5.08% |
| ROGERS BENEFIT GROUP INC Filed as: ROGERS BENEFIT GROUP | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | ATHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $640 | — | $640 | 1.69% |
| EVO INSURANCE SERVICES INC | 1905 NOTRE DAME BLVD, SUITE 270 CHICO, CA 95928 | VISION SERVICE PLAN | — | $1K | $1K | 4.01% |
| ENROLLEASE Filed as: ENROLLEASE, INC DBA EASECENTRAL | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 89135 | VISION SERVICE PLAN | — | $420 | $420 | 1.26% |
| DAYTON SAYER INSURANCE ANGENCY INC. | 1166 ESPLANADE SUITE 1 CHICO, CA 95926 | VISION SERVICE PLAN | — | $375 | $375 | 1.12% |
| ROGERS BENEFIT GROUP INC Filed as: ROGERS BENEFIT GROUP | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | VISION SERVICE PLAN | — | $161 | $161 | 0.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF CALIFORNIA | 331 | $2.2M |
| Dental | ATHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 408 | $203K |
| Vision | VISION SERVICE PLAN | 196 | $33K |
| Life insurance | ATHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 210 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.