| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE SERVICES LLC | 900 E HAMILTON AVE STE 500 SAN JOSE, CA 95008 | KAISER FOUNDATION HEALTH PLAN INC | $23K | $424 | $23K | 3.18% |
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE SVCS LLC | RONALD M FILICE 736 N FIRST STREET #202 SAN JOSE, CA 95112 | CALIFORNIA CHOICE | $5K | — | $5K | 5.00% |
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE | 900 E HAMILTON AVE SUITE 500 SAN JOSE, CA 95008 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $8K | — | $8K | 9.98% |
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE SERVICES LLC | 900 E HAMILTON AVE, STE 500 SAN JOSE, CA 95008 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $194 | $1K | 8.04% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 500 TREAT AVE STE 200 SAN FRANCISCO, CA 94110 | METROPOLITAN LIFE INSURANCE COMPANY | — | $366 | $366 | 1.99% |
| FILICE INSURANCE AGENCY3 Filed as: RON FILICE ENTERPRISES, INC. | 738 N 1ST ST STE 202 SAN JOSE, CA 95112 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $889 | — | $889 | 10.00% |
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE SERVICES, LLC | 900 EAST HAMILTON AVENUE SUITE 500 CAMPBELL, CA 95008 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $632 | $260 | $892 | 14.11% |
| ENROLLEASE3 | 660 YORK STREET SUITE 102 SAN FRANCISCO, CA 94110 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $822 | — | $822 | 13.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 98 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 99 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 114 | $843K |
| Dental | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 72 | $83K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 53 | $9K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 108 | $18K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 114 | $735K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 108 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.