| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC. | 701 B. STREET 6TH FLOOR SAN DIEGO, CA 92101 | GERBER LIFE INSURANCE COMPANY | $174K | — | $174K | 8.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNITED OMAHA LIFE INSURANCE COMPANY | $231K | — | $231K | 14.82% |
| ANCILLARY INSURANCE SOLUTIONS3 | 1440 E VALLEY FORGE DR FRESNO, CA 93720 | UNITED OMAHA LIFE INSURANCE COMPANY | — | $78K | $78K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNITED OMAHA LIFE INSURANCE COMPANY | — | $14K | $14K | 0.88% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNITED OMAHA LIFE INSURANCE COMPANY | $126K | — | $126K | 22.50% |
| ANCILLARY INSURANCE SOLUTIONS3 | 1440 E VALLEY FORGE DR FRESNO, CA 93720 | UNITED OMAHA LIFE INSURANCE COMPANY | — | $28K | $28K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNITED OMAHA LIFE INSURANCE COMPANY | — | $14K | $14K | 2.46% |
| FMLASOURCE INC3 | 455 N CITYFRONT PLZ DR 13TH FLOOR CHICAGO, IL 60611 | UNITED OMAHA LIFE INSURANCE COMPANY | — | $54K | $54K | 31.25% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNITED OMAHA LIFE INSURANCE COMPANY | $34K | — | $34K | 19.98% |
| ANCILLARY INSURANCE SOLUTIONS3 | 1440 E VALLEY FORGE DR FRESNO, CA 93720 | UNITED OMAHA LIFE INSURANCE COMPANY | — | $9K | $9K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STE FL 6 SAN DIEGO, CA 92101 | UNITED OMAHA LIFE INSURANCE COMPANY | — | $8K | $8K | 4.44% |
| ANCILLARY INSURANCE SOLUTIONS3 | 1440 E VALLEY FORGE DR FRESNO, CA 93720 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 4.36% |
| HUMAN RESOURCE ASSOCIATES | 1106 N CHINOWTH VISALIA, CA 93291 | HUMAN RESOURCE ASSOCIATES | $0 | — | $0 | 0.00% |
| MCLEOD OCCUPATIONAL HEALTH SERVICES | PO BOX 100567 FLORENCE, SC 29501 | MCLEOD OCCUPATIONAL HEALTH SERVICES | $0 | — | $0 | 0.00% |
| PERFORMANCE PLUS LLC Filed as: PERFORMANCE PLUS | 1223 W MULBERRY SHERMAN, TX 75092 | PERFORMANCE PLUS | $0 | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CALIFORNIA PHYSICIANS' SERVICE EIN 94-0360524 | Contract Administrator Service code 13 | 50 BEALE ST SAN FRANCISCO, CA 94105 | $513K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,761 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,761 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OMAHA LIFE INSURANCE COMPANY | 3,859 | $730K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 299 | $124K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE COMPANY | 2,128 | $2.2M |
| Other(5 contracts, 4 carriers) | UNITED OMAHA LIFE INSURANCE COMPANY | 2,235 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,859 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.