| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROGRESSIVE BENEFIT GROUP3 | 9035 SOQUEL AVE STE 200 SANTA CRUZ, CA 95062 | KAISER FOUNDATION HEALTH PLAN INC | $40K | $0 | $40K | 4.99% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DRIVE STE 810 LAS VEGAS, CA 891352958 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.88% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC DBA PROF | 9035 SOQUEL AVE STE 200 SANTA CRUZ, CA 950622033 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.39% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 9655 GRANITE RIDGE DR STE 500 SAN DIEGO, CA 921232676 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $848 | $848 | 1.33% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC DBA PROG | 3 POLARIS WAY #4 ALISO VIEJO, CA 926565338 | METROPOLITAN LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA DBA PBG PROF | 9035 SO STE 200 SANTA CRUZ, CA 950622033 | VISION SERVICE PLAN | $799 | $0 | $799 | 7.77% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC DBA EASECENTRAL | 1980 FESTIVAL PLAZA DRIVE STE 810 LAS VEGAS, NV 891352958 | VISION SERVICE PLAN | $138 | $0 | $138 | 1.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 96 | $798K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 153 | $64K |
| Vision | VISION SERVICE PLAN | 89 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 153 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.