| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACE BENEFIT PARTNERS, INC.3 Filed as: ACE BENEFIT PARTNERS, INC | 1990 N CALIFORNIA BLVD STE 900 WALNUT CREEK, CA 945963776 | RELIASTAR LIFE INSURANCE COMPANY | — | $135K | $135K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: KEENAN AND ASSOCIATES | 2355 CRENSHAW BLVD STE 200 TORRANCE, CA 905013329 | RELIASTAR LIFE INSURANCE COMPANY | $25K | — | $25K | 0.93% |
| SUMMIT GROUP OF VIRGINIA3 | 5029 CORPORATE WOODS DR SUITE 180 VIRGINIA BEACH, VA 234624382 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $151K | $33K | $184K | 11.19% |
| SUMMIT GROUP OF VIRGINIA3 | 5029 CORPORATE WOODS DR SUITE 180 VIRGINIA BEACH, VA 234624382 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $98K | $31K | $129K | 8.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 209 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,732 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 13,844 | $7.4M |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,623 | $1.5M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,635 | $1.6M |
| Other(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 6,472 | $4.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,844 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.