| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DEALEY RENTON & ASSOCIATES3 Filed as: DEALEY, RENTON & ASSOCIATES | 530 WATER STREET, 7TH FLOOR OAKLAND, CA 94607 | GUARDIAN | $0 | $8K | $8K | 2.22% |
| DEALEY RENTON & ASSOCIATES3 Filed as: DEALEY, RENTON & ASSOCIATES | 530 WATER ST., 7TH FLOOR OAKLAND, CA 94607 | GUARDIAN | $0 | $11K | $11K | 6.20% |
| DEALEY RENTON & ASSOCIATES3 Filed as: DEALEY, RENTON & ASSOCIATES | 530 WATER ST., 7TH FLOOR OAKLAND, CA 94607 | MES VISION/GERBER LIFE INSURANCE | $0 | $4K | $4K | 8.43% |
| DEALEY RENTON & ASSOCIATES3 Filed as: DEALEY, RENTON & ASSOCIATES | 530 WATER ST., 7TH FLOOR OAKLAND, CA 94607 | GUARDIAN | $0 | $2K | $2K | 13.00% |
| PACIFIC ADVISORS LLC3 Filed as: PACIFIC ADVISORS, INC. | 333 N INDIAN HILL BLVD CLAREMONT, CA 91711 | GUARDIAN | $0 | $39 | $39 | 0.26% |
| DEALEY RENTON & ASSOCIATES3 Filed as: DEALEY, RENTON & ASSOCIATES | 530 WATER ST., 7TH FLOOR OAKLAND, CA 94607 | CIGNA | $0 | $725 | $725 | 17.63% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MANAGED BENEFIT ADMINISTRATORS, LLC EIN 91-1817404 NONE | Insurance services; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | P.O. BOX 60066 SACRAMENTO, CA 95860 | $43K |
| ACEC CALIFORNIA EIN 94-1331745 SPONSOR | Participant communication; Accounting (including auditing); Employee (plan sponsor) Service code 10 | 1303 J STREET SUITE 450 SACRAMENTO, CA 95814 | $25K |
| BENEFIT & RISK MANAGEMENT SERVICES EIN 68-0306908 NONE | Consulting (general) Service code 16 | 80 IRON POINT CIRCLE STE 200 FOLSOM, CA 95630 | $18K |
| JOHN WADDELL & CO CPAS EIN 94-2329070 NONE | Accounting (including auditing) Service code 10 | 3416 AMERICAN RIVER DRIVE SUITE A SACRAMENTO, CA 95864 | $17K |
| CHANG RUTHENBERG & LONG NONE | Legal Service code 29 | 620 COOLIDGE DRIVE STE 100 FOLSOM, CA 95630 | $16K |
| WEDBUSH NONE | Investment management Service code 28 | 455 CAPITOL MALL #150 SACRAMENTO, CA 95814 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 614 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 614 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | GUARDIAN | 367 | $381K |
| Vision | MES VISION/GERBER LIFE INSURANCE | 304 | $43K |
| Life insurance(2 contracts, 2 carriers) | MES VISION/GERBER LIFE INSURANCE | 304 | $58K |
| Long-term disability | GUARDIAN | 394 | $185K |
| Other | CIGNA | 42 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.