| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FORREST T JONES AND COMPANY, INC3 Filed as: FORREST T JONES CONSULTING COMPANY | 3130 BROADWAY KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | — | $89K | $89K | 9.88% |
| UNITED INSURANCE PARTNERS, LLC.3 | 301 E. COLORADO BLVD PASADENA, CA 91101 | METROPOLITAN LIFE INSURANCE COMPANY | $85K | — | $85K | 9.52% |
| UNITED INSURANCE PARTNERS, LLC.3 Filed as: UNITED INSURANCE PARTNERS LLC | 301 E. COLORADO BLVD PASADENA, CA 91101 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | — | $2K | 2.93% |
| UNITED INSURANCE PARTNERS, LLC.3 Filed as: UNITED INSURANCE PARTNERS LLC | 301 E. COLORADO BLVD PASADENA, CA 91101 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 19.59% |
| FORREST T JONES AND COMPANY, INC3 Filed as: FORREST T JONES CONSULTING COMPANY | 3130 BROADWAY KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 19.57% |
| UNITED INSURANCE PARTNERS, LLC.3 | 301 E. COLORADO BLVD PASADENA, CA 91101 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | — |
| FORREST T JONES AND COMPANY, INC3 Filed as: FORREST T JONES CONSULTING COMPANY | 3130 BROADWAY KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122,845 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 122,845 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 15 | $5K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 124,587 | $955K |
| Vision | VISION SERVICE PLAN | 501 | $76K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 124,587 | $896K |
| Short-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 30,932 | $14.6M |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 30,932 | $14.6M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 124,587 | $896K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 124,587 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.