| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OREGON LLC | PO BOX 29018 PORTLAND, NV 97296 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $20K | $1K | $21K | 2.37% |
| LP INSURANCE SERVICES, INC.3 Filed as: LP INSURANCE SERVICES LLC | 300 EAST 2ND STREET, SUITE 1300 RENO, NV 89501 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $7K | $0 | $7K | 0.76% |
| LP INSURANCE SERVICES, INC.3 Filed as: LP INSURANCE SERVICES LLC | 300 EAST 2ND STREET, SUITE 1300 RENO, NV 89501 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $14K | $0 | $14K | 5.01% |
| EXECUTIVE INSURANCE CONSULTANTS INC3 Filed as: EXECUTIVE INSURANCE CONSULTANTS | 2730 SPINNAKER DRIVE RENO, NV 89519 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 5.86% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OREGON LLC | PO BOX 29018 PORTLAND, OR 97296 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.32% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGENCY OF VA | 11220 ASSETT LOOP, SUITE 304 MANASSAS, VA 20109 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.92% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 3520 THOMASVILLE ROAD, SUITE 500 TALLAHASSEE, FL 32309 | AMERITAS LIFE INSURANCE CORP | $0 | $2K | $2K | 3.22% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OREGON LLC | 3256 HILLCREST PARK DRIVE MEDFORD, OR 97504 | AMERITAS LIFE INSURANCE CORP | $2K | $0 | $2K | 2.81% |
| LP INSURANCE SERVICES, INC.3 Filed as: LP INSURANCE SERVICES LLC | 300 EAST 2ND STREET, SUITE 1300 RENO, NV 89501 | AMERITAS LIFE INSURANCE CORP | $941 | $146 | $1K | 1.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 208 | $1.2M |
| Dental | AMERITAS LIFE INSURANCE CORP | 250 | $58K |
| Vision | AMERITAS LIFE INSURANCE CORP | 250 | $58K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 141 | $60K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 141 | $60K |
| Prescription drug(2 contracts) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 208 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.