No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Other services; Other fees Service code 12 | — | $125K |
| SYLVIA HURD EIN 94-1254186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $85K |
| AMANDA CASTILLO EIN 94-1254186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $84K |
| ESTHER HERNANDEZ EIN 94-1254186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $84K |
| PEGGY ARTAU EIN 94-1254186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $82K |
| US BANK EIN 31-0841368 NONE | Shareholder servicing fees; Custodial (securities); Direct payment from the plan Service code 19 | — | $71K |
| RAEL & LETSON EIN 91-1701048 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $56K |
| TRUCKER HUSS EIN 94-3216063 NONE | Legal; Direct payment from the plan Service code 29 | — | $49K |
| MARINE FIREMAN'S UNION EIN 94-0740780 EMPLOYEE ORGANIZATION | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Direct payment from the plan; Copying and duplicating Service code 12 | — | $44K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| LEONARD, CARDER, NATHAN LLP EIN 94-2819269 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 157 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 444 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTH NET | 197 | $953K |
| Dental(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 372 | $191K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 444 | $81K |
| Stop-loss / reinsurancereinsurance | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 372 | $261K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 444 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.