No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IBEW PACIFIC COAST PENSION EIN 94-6128032 NONE | Contract Administrator Service code 13 | — | $261K |
| SEGAL CONSULTING EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $51K |
| LAW OFFICES OF CARROLL AND SCULLY EIN 94-2690827 NONE | Legal Service code 29 | — | $37K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing) Service code 10 | — | $35K |
| MCMORGAN & COMPANY EIN 52-2334338 NONE | Investment management fees paid directly by plan Service code 51 | — | $26K |
| BENESYS, INC. EIN 38-2383171 NONE | Contract Administrator Service code 13 | — | $15K |
| UNION BANK EIN 94-0304228 NONE | Custodial (other than securities) Service code 18 | — | $11K |
| TOPAZ PRINTING EIN 55-2279858 NONE | Copying and duplicating Service code 36 | — | $9K |
| PETER BLAKE EIN 94-1248513 TRUSTEE | Trustee (individual); Named fiduciary Service code 20 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 105 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 397 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 590 | $5.9M |
| Dental(4 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 265 | $293K |
| Vision | VISION SERVICE PLAN | 275 | $24K |
| Life insurance | STANDARD INSURANCE COMPANY | 342 | $25K |
| Short-term disability | STANDARD INSURANCE COMPANY | 133 | $39K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 4 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 590 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.